United Fire Group, Inc.
United Fire Group, Inc.
UFCS
Valuace
53
Růst
30
Zdraví
72
Cena
$ 36.19
Dnes
--0.33 (-0.92%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
0.9B
Obrat
1B
Zisk
0B
Aktiva
4B
Dluh
0B
ROE
0%
ROA
0%
PE
8
PS
1
Cena 1R
24-38
⌀ Cena
30.85
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
10-02-2026
Poslední dividenda
24-02-2026

Profil

United Fire Group, Inc., spolu se svými dceřinými společnostmi, poskytuje pojištění majetku a úrazů fyzickým osobám a podnikům ve Spojených státech. Společnost nabízí komerční a osobní linky pojištění majetku a úrazů; a komerční vícenásobné pojištění proti nebezpečí a pojištění vnitrozemských moří, stejně jako předpokládané zajistné produkty. Její obchodní politiky zahrnují požární a spojenecké linky, další odpovědnost, automobilové náhrady, odměňování pracovníků a krytí věrností a jistotou; a osobní linky zahrnují pokrytí automobilovými, požárními a spojeneckými linkami, včetně majitelů domů. Společnost prodává své výrobky prostřednictvím sítě nezávislých agentur. United Fire Group, Inc. byla založena v roce 1946 a sídlí v Cedar Rapids v Iowě.
Sektor
Financial Services
Odvětví
Insurance - Property & Casualty
Počet zaměstnanců
877
Založení
1980-03-18
Adresa
118 Second Avenue SE
CEO
Kevin James Leidwinger

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016201520142013201220112010
Total Revenues1,387.51,386.41,251.91,095.5980.31,066.21,068.61,201.21,070.21,052.71,136.91,034.9941.9877.0813.2705.0591.1
Cost of Revenues997.7764.41,025.90.00.00.00.00.0-10.1-2.810.73.31.97.02.60.00.0
Gross Profit389.8622.0225.91,095.5980.31,066.21,068.61,201.21,080.31,055.51,126.21,031.7940.0870.0810.7705.0591.1
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues365.8354.0336.6331.1331.7323.0301.2296.0287.3274.0
Cost of Revenues192.8269.7268.1267.1253.3258.6268.7245.30.00.0
Gross Profit173.084.368.464.178.464.432.550.7287.3274.0
Operating Income TTM 2025202420232022202120202019201820172016201520142013201220112010
R&D Expenses0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.01,098.30.00.00.00.00.00.00.00.00.00.00.00.00.0
Depreciation & Amortization7.80.010.910.57.76.66.711.25.24.66.06.56.95.68.05.62.9
Total Operating Expenses241.9474.1148.91,098.3-965.0-969.6-1,244.4-1,184.3-1,064.0-1,010.7-1,067.5-910.2-863.5-768.1-764.6-674.9-489.7
Operating Income147.9147.977.00.015.396.6-175.816.916.244.958.7121.576.5101.946.130.1101.4
Operating Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.00.00.00.00.00.00.00.0
Depreciation & Amortization0.02.82.52.52.62.53.22.72.72.7
Total Operating Expenses124.835.639.242.238.939.436.234.491.0-265.6
Operating Income48.248.729.221.939.525.0-3.816.3196.38.4
Net Income TTM 2025202420232022202120202019201820172016201520142013201220112010
Interest Income64.30.086.50.053.955.057.666.070.460.0102.6103.1105.1109.5114.70.00.0
Interest Expense11.311.37.33.33.23.20.00.00.00.00.00.00.00.00.042.843.0
Other Expense0.00.00.0-39.7-3.20.26.32.1-25.4-29.20.60.41.70.70.92.31.4
IBT147.9147.977.0-39.712.196.8-169.516.9-9.215.758.7121.576.5101.946.1-12.758.4
Income Tax Expense29.729.715.1-10.0-3.016.2-56.82.1-11.4-29.28.832.317.325.85.9-12.710.9
Net Income118.2118.262.0-29.715.080.6-112.714.827.751.049.989.159.176.140.20.047.5
Net Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income0.021.921.321.136.318.715.915.523.615.1
Interest Expense3.23.12.52.52.52.51.50.90.90.8
Other Expense0.00.00.00.00.00.00.00.0-38.98.4
IBT48.248.729.221.939.525.0-3.816.324.18.4
Income Tax Expense9.99.56.34.28.15.2-1.02.84.52.0
Net Income38.439.222.917.731.419.7-2.713.519.66.4
Per Share Data TTM 2025202420232022202120202019201820172016201520142013201220112010
EPS$0.00$0.00$0.00$-1.18$0.60$3.21$-4.50$0.59$1.10$2.05$1.96$3.54$2.36$3.00$1.59$0.00$1.81
EPS Diluted$0.00$0.00$0.00$-1.18$0.59$3.16$-4.50$0.58$1.08$1.99$1.93$3.53$2.32$2.98$1.58$0.00$1.81
Shares Outstanding26.526.425.325.325.125.125.125.025.124.925.425.225.025.425.225.526.2
Diluted Shares Outstanding26.526.425.925.225.525.525.125.625.625.625.825.225.525.525.525.926.2
Per Share Data TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.78$0.25
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.77$0.25
Shares Outstanding26.525.525.525.425.425.325.325.525.325.3
Diluted Shares Outstanding26.526.426.426.226.025.925.325.825.525.6
Current Assets TTM 202420232022202120202019201820172016201520142013201220112010
Cash And Equivalents153.4200.9102.096.7132.187.9120.764.595.6110.9106.490.692.2107.5144.5180.1
Short Term Investments118.7927.00.10.30.30.20.20.20.20.20.20.20.80.81.11.1
Total Cash & ST Investments811.41,127.9102.196.9132.488.1120.964.695.7111.0106.690.793.0108.3145.6181.2
Accounts Receivable848.1695.8464.8568.1477.0544.0449.2423.2397.7390.7350.0335.8307.9319.2199.1142.2
Inventory-738.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Other Current Assets892.8-1,823.727.70.00.00.00.00.00.00.00.00.00.00.00.00.0
Total Current Assets892.80.0594.6580.1609.3632.1570.1487.8424.3417.2383.1339.8311.6296.6420.4305.6
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents233.7202.1183.7200.9197.4153.4217.8102.069.279.7
Short Term Investments1,005.10.20.6927.0788.2658.0406.80.184.11,568.6
Total Cash & ST Investments1,238.8202.4184.31,127.9985.6811.4624.5102.169.21,648.3
Accounts Receivable756.7512.7452.6695.8875.5848.1769.70.0475.60.0
Inventory0.00.00.00.00.00.00.0-566.8-682.6-2,456.6
Other Current Assets-1,995.50.00.0-1,823.7-1,861.1-1,659.6-1,394.30.00.00.0
Total Current Assets0.0715.1636.90.00.00.00.0102.0544.8543.6
Long-Term Assets TTM 202420232022202120202019201820172016201520142013201220112010
Net Property, Plant & Equipment134.6136.0134.2133.1137.7129.9117.097.269.055.553.249.247.243.145.621.6
Goodwill0.00.00.00.00.00.015.115.115.115.115.115.115.115.10.00.0
Intangible Assets4.33.94.65.36.06.77.58.28.99.610.411.212.013.230.80.0
Long-Term Investments1,796.21,868.41,741.61,720.71,933.52,032.32,034.22,011.31,839.63,188.93,079.03,110.42,994.53,003.02,875.42,448.5
Other Long-Term Assets277.3-2,008.41,933.7-1,720.7-2,077.2-2,168.9-2,173.8-0.9-1,839.6-3,188.9-3,079.0-3,110.4-2,994.5-3,003.0-2,904.6-2,448.5
Total Long-Term Assets2,239.00.03,882.4154.02,077.22,168.92,173.82,131.798.9115.993.4101.396.291.050.141.4
Total Assets3,131.83,488.53,144.22,882.33,012.73,069.73,013.52,816.74,183.44,054.83,890.43,856.73,720.73,694.73,618.93,007.4
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment134.7135.7136.2136.0135.4134.6134.4134.2133.9134.0
Goodwill0.00.00.00.00.00.00.00.00.00.0
Intangible Assets0.03.63.73.90.00.00.04.64.85.0
Long-Term Investments2,016.40.00.01,868.41,852.91,796.21,589.31,741.61,689.71,698.3
Other Long-Term Assets-2,154.40.00.0-2,008.4-1,992.4-1,935.1-1,728.11,139.6-1,689.7-1,698.3
Total Long-Term Assets0.0161.7159.70.00.00.00.03,033.7175.3161.4
Total Assets3,753.93,661.13,528.33,488.53,546.13,408.73,244.63,135.73,051.83,017.9
Current Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Accounts Payable0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Short-Term Debt0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Other Current Liabilities1,687.50.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Current Liabilities1,687.50.00.00.00.00.00.00.00.00.04.95.00.00.00.00.0
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Short-Term Debt0.00.00.00.00.00.00.00.00.00.0
Other Current Liabilities0.00.00.00.00.00.00.00.00.00.0
Current Liabilities0.00.00.00.00.00.00.01,638.81,586.91,560.6
Long-Term Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Long-Term Debt117.0117.150.050.050.050.00.00.00.00.00.00.00.00.045.00.0
Capital Leases0.00.029.70.00.00.00.00.00.00.00.00.00.00.00.00.0
Def. Tax Liability0.00.00.00.026.824.920.60.06.035.614.725.821.919.613.619.8
Total Liabilities2,405.22,706.92,410.42,142.276.874.920.61,928.33,210.13,112.93,011.53,039.32,937.82,965.52,922.82,291.0
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt146.1117.2117.1117.1117.0117.050.050.050.050.0
Capital Leases0.00.00.00.00.00.00.029.70.00.0
Def. Tax Liability0.00.00.00.00.00.00.054.60.00.0
Total Liabilities2,855.22,815.52,710.62,706.92,760.32,682.12,507.92,402.050.050.0
Total Common Equity TTM 202420232022202120202019201820172016201520142013201220112010
Common Stock0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.087.3
Retained Earnings577.4620.4574.7620.6621.4555.9697.1715.5608.7616.3591.0523.5484.1425.4400.5416.0
Comprehensive Income-63.1-54.8-51.0-87.554.366.913.2-30.5168.3109.180.491.287.295.282.677.0
Total Common Equity726.6781.5733.7740.1879.1825.1910.5888.4973.4941.9878.9817.4782.8729.2696.1716.4
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock0.00.00.00.00.00.00.00.00.00.0
Retained Earnings688.1653.0634.0620.4593.1577.4584.1574.7559.1556.8
Comprehensive Income-11.0-25.7-33.2-54.8-20.6-63.1-58.3-67.0-124.1-89.4
Total Common Equity898.7845.7817.7781.5785.8726.6736.8733.7644.9676.4
Other TTM 202420232022202120202019201820172016201520142013201220112010
Total Debt117.0117.150.050.050.050.00.00.00.00.00.00.00.00.045.00.0
Book Value726.6781.5733.7740.12,936.02,994.72,992.9888.4973.4941.9878.9817.4782.8729.2696.1716.4
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.00.00.00.00.00.00.00.00.00.0
Book Value898.7845.7817.7781.5785.8726.6736.8733.7644.9676.4
Cash Flow From Operating Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Income36.8118.262.0-29.715.080.6-112.714.829.644.949.989.159.176.140.20.047.5
Depreciation & Amortization11.10.010.910.57.76.66.711.25.24.66.06.56.95.68.05.62.9
Stock-Based Compensation3.80.05.53.22.83.45.06.25.24.83.72.51.91.81.81.81.8
Change Working Capital80.9131.6203.574.4-77.2-70.929.394.465.787.0144.782.481.167.9104.570.122.4
Change In Accounts Receivable-170.00.013.70.0-92.133.2-47.8-21.8-16.5-22.8-25.6-14.2-29.8-3.4-1.8-12.13.0
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items109.020.066.8121.654.34.6130.7-43.020.734.85.614.00.310.410.13.2-4.3
Cash from Operations261.40.00.0171.7-1.329.941.493.8110.1170.1214.4190.0151.3161.5172.174.471.2
Cash Flow From Operating Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Income38.439.222.917.731.419.7-2.713.519.66.4
Depreciation & Amortization0.02.82.52.52.62.53.12.72.72.7
Stock-Based Compensation0.02.31.91.81.71.11.61.20.10.9
Change Working Capital58.114.428.714.7118.329.489.1-33.3-1.426.5
Change In Accounts Receivable-67.69.8-73.73.1179.7140.4-70.30.0-0.8-28.7
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items23.41.01.61.12.12.62.859.3-2.180.3
Cash from Operations0.00.00.00.00.00.00.00.022.2111.6
Cash Flow From Investing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Capital Expenditure-11.1-6.4-11.9-10.9-2.1-14.0-18.9-32.4-33.1-17.2-7.6-9.7-8.2-8.5-2.9-186.7-2.1
Acquisitions-3.00.00.00.00.00.00.00.00.00.0-3.0-4.6-3.1-8.2-7.50.00.0
Investments-622.2-714.0-960.6-292.9-297.3-405.4-444.7-257.8-540.4-267.5-655.9-701.5-618.4-601.8-664.0-598.5-575.2
Sales of Investment395.3379.8670.6162.1280.4451.1376.2311.7263.8205.1551.1674.9567.7508.3555.6610.0482.5
Other Investing Activities89.50.00.0-8.1-0.10.0-5.6-16.9290.417.63.04.63.18.27.50.00.0
Cash from Investing-238.00.00.0-149.9-19.231.7-92.94.5-19.2-62.0-112.4-36.3-58.9-102.0-111.3-175.2-94.7
Cash Flow From Investing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Capital Expenditure-0.7-1.6-1.7-2.5-2.9-3.1-3.2-2.6-2.8-2.4
Acquisitions0.00.00.00.00.00.00.00.0-118.7115.7
Investments-281.0-217.0-93.0-122.9-285.2-239.4-394.6-41.4-45.8-140.4
Sales of Investment74.7163.564.377.3138.7234.0179.4127.863.524.7
Other Investing Activities0.00.00.00.00.00.00.00.0118.7-115.7
Cash from Investing0.00.00.00.00.00.00.00.014.8-118.1
Cash Flow From Financing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Debt Repaid-67.00.00.00.00.0-5.5-0.10.00.00.00.00.00.00.0-45.0-82.90.0
Debt Issued284.0117.167.150.050.055.550.10.00.00.00.00.00.00.00.0127.90.0
Issuance of Common Stock-0.50.00.00.00.8-0.4-0.12.47.24.89.95.52.33.41.10.20.1
Repurchase of Common Stock-0.4-1.00.0-0.30.0-2.4-2.8-11.7-5.4-29.8-3.7-2.4-12.9-1.6-22.9-12.4-6.3
Dividends Paid-16.20.00.0-16.2-15.9-15.1-28.5-32.7-105.4-27.3-24.6-21.7-19.7-17.5-15.3-15.5-15.8
Other Financing Activities-0.30.00.0-0.30.05.950.10.0-11.5-55.3-79.2-119.3-63.7-59.0-15.7175.934.7
Cash from Financing50.30.00.0-16.5-15.0-17.518.7-42.0-115.2-107.5-97.6-137.8-94.0-74.8-97.865.212.7
Cash Flow From Financing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Debt Repaid0.00.00.00.00.00.00.00.00.00.0
Debt Issued146.129.00.10.00.00.067.050.050.050.0
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock-2.01.0-0.5-0.70.40.0-0.1-0.3-0.10.0
Dividends Paid0.00.00.00.00.00.00.00.0-4.0-4.0
Other Financing Activities0.00.00.00.00.00.00.00.0-0.10.0
Cash from Financing0.00.00.00.00.00.00.00.0-4.1-4.0
Cash position TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Change in Cash73.7-44.698.95.4-35.544.2-32.856.3-31.16.44.415.9-1.6-15.3-37.1-35.5-10.8
Closing Cash Balance153.4156.3200.9102.096.7132.187.9120.764.595.6110.9106.490.692.2107.5144.5180.1
Cash position 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Change in Cash-77.431.618.5-17.33.643.9-64.4115.732.9-10.6
Closing Cash Balance156.3233.7202.1183.7200.9197.4153.4217.8102.069.2
Free Cash Flow TTM 2025202420232022202120202019201820172016201520142013201220112010
Free Cash Flow250.3263.3328.4160.9-3.415.922.661.377.1152.9206.8180.3143.1153.0169.2-112.269.1
Real Free Cash Flow246.5263.3322.9157.6-6.212.517.655.271.8148.1203.1177.8141.2151.3167.4-114.167.3
Free Cash Flow 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Free Cash Flow119.259.351.733.2153.453.488.133.619.4109.2
Real Free Cash Flow119.257.049.731.4151.752.386.532.419.3108.3
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P/FCF3.7-32.223193.3
Market cap$0.9$0.7
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets0 %0.7 %0 %
Debt to Income123.6 %6705.2 %0 %
Debt to Free cash flow56.8 %28.4 %0 %
Interest expense percentage7.6 %13 %1.7 %
Current ratio0 12.6 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE13.2 %3.6 %0 %
ROA3.1 %0.9 %0 %
CapEx to Revenue0.4 %2.9 %0 %
RaD to Revenue0 %0 %0 %
ROEM0 567623.6

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin28.1 %96.3 %100 %
Operating margin10.7 %6.2 %26.6 %
Net margin8.5 %3.8 %13.3 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %3 %0 %
Dividend payout percentage0 %140.6 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding26.5 mil 25.6 mil
Employee count0.0 tis 0.7 tis

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Placený obsah

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Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

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