SmartFinancial, Inc.
SmartFinancial, Inc.
SMBK
Valuace
76
Růst
76
Zdraví
63
Cena
$ 35.58
Dnes
--0.07 (-0.18%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
0.6B
Obrat
0B
Zisk
0B
Aktiva
6B
Dluh
0B
ROE
0%
ROA
0%
PE
13
PS
2
Cena 1R
26-40
⌀ Cena
34.53
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
20-04-2026
Poslední dividenda
13-02-2026

Profil

SmartFinancial, Inc. působí jako bankovní holdingová společnost pro SmartBank, která poskytuje různé finanční služby fyzickým osobám a firemním zákazníkům. Působí prostřednictvím komerčních nemovitostí, spotřebitelských nemovitostí, stavebnictví a územního rozvoje, komerčních a průmyslových a spotřebitelských a dalších segmentů. Společnost nabízí neúročené a úročené šeky, úročené pohledávky, spoření, peněžní trh, termínové vklady, individuální penzijní účty, stejně jako vkladové listy. Zajišťuje také komerční a obytné nemovitosti, spotřebitelské nemovitosti a stavební a developerské úvěry, komerční a finanční úvěry, hypoteční úvěry a přímé spotřebitelské splátkové úvěry, půjčky na vzdělávání a další revolvingové úvěry a kontokorentní úvěry. Kromě toho společnost nabízí služby správy majetku, pojištění, hypotečního původu a internetového a mobilního bankovnictví. K 1. březnu 2022 měla 41 poboček v plném rozsahu a 2 pobočky na výrobu úvěrů ve východním a středním Tennessee, Alabamě a Floridě Panhandle. Společnost sídlí v Knoxville v Tennessee.
Sektor
Financial Services
Odvětví
Banks - Regional
Počet zaměstnanců
597
Založení
2003-10-07
Adresa
5401 Kingston Pike
CEO
William Young Carroll Jr.

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016201520142013201220112010
Total Revenues316.4316.4285.3152.46.4137.3114.190.681.449.941.327.217.216.915.615.319.1
Cost of Revenues123.5123.5118.90.00.00.00.00.00.20.00.01.80.00.00.00.00.0
Gross Profit192.9192.9166.3152.46.4137.3114.190.681.249.941.325.417.216.915.615.319.1
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues83.879.278.475.075.173.168.968.239.131.7
Cost of Revenues30.532.331.529.130.431.529.427.60.00.0
Gross Profit53.346.946.845.944.741.639.540.539.131.7
Operating Income TTM 2025202420232022202120202019201820172016201520142013201220112010
R&D Expenses0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.070.274.760.747.239.834.423.720.813.17.77.27.17.27.5
Depreciation & Amortization8.48.411.413.52.62.31.71.41.00.32.21.10.40.50.50.50.6
Total Operating Expenses131.4131.4120.9152.41.3-93.0-83.2-57.234.223.720.814.07.77.27.17.27.5
Operating Income61.561.545.536.286.344.330.933.436.917.113.55.95.46.26.87.63.0
Operating Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.00.00.00.00.00.017.518.0
Depreciation & Amortization0.52.52.72.72.72.82.83.13.13.5
Total Operating Expenses36.629.932.632.332.330.829.228.6-31.3-29.3
Operating Income16.717.014.313.612.410.810.312.07.82.4
Net Income TTM 2025202420232022202120202019201820172016201520142013201220112010
Interest Income286.0286.0251.1218.0158.8125.2117.6108.592.252.042.627.818.118.519.420.525.2
Interest Expense119.9119.9113.888.021.311.816.724.615.65.74.32.82.83.54.86.49.2
Other Expense0.00.00.00.0-31.40.00.00.0-15.6-5.7-4.3-2.8-2.8-3.5-4.8-6.4-9.2
IBT61.561.545.536.254.944.330.933.421.311.49.23.12.72.72.01.2-6.2
Income Tax Expense11.211.29.37.611.99.56.66.93.26.43.41.61.01.00.60.2-1.5
Net Income50.350.336.128.643.034.824.326.518.15.05.81.51.61.71.41.0-4.7
Net Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income75.674.569.566.466.164.061.359.857.555.3
Interest Expense30.532.129.128.128.328.928.528.126.024.3
Other Expense0.00.00.00.00.00.00.00.00.0-27.8
IBT16.717.014.313.612.410.810.312.07.82.4
Income Tax Expense3.03.32.62.32.71.62.32.61.60.3
Net Income13.713.711.711.39.69.18.09.46.22.1
Per Share Data TTM 2025202420232022202120202019201820172016201520142013201220112010
EPS$0.00$0.00$0.00$1.70$2.57$2.23$1.63$1.90$1.46$0.56$0.82$0.27$0.04$0.08$0.08$0.20$-2.90
EPS Diluted$0.00$0.00$0.00$1.69$2.55$2.22$1.62$1.89$1.45$0.56$0.78$0.25$0.04$0.08$0.08$0.20$-2.90
Shares Outstanding16.816.816.816.816.715.615.014.012.48.65.95.81.71.61.61.61.6
Diluted Shares Outstanding16.916.916.916.916.915.715.014.012.58.75.95.81.71.71.61.61.6
Per Share Data TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.37$0.12
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.37$0.12
Shares Outstanding16.816.816.816.816.816.716.816.916.816.8
Diluted Shares Outstanding16.916.916.916.916.916.816.916.916.916.9
Current Assets TTM 202420232022202120202019201820172016201520142013201220112010
Cash And Equivalents279.7373.5294.8266.41,045.1481.7184.0115.8113.068.780.015.524.956.438.923.0
Short Term Investments500.8311.2408.4483.9482.5215.6178.3201.7151.9129.4166.487.292.276.10.00.0
Total Cash & ST Investments561.0684.7470.0750.31,527.5697.4362.3317.5258.0198.2240.2102.7117.1135.538.923.0
Accounts Receivable69.664.068.167.453.70.00.00.00.00.00.01.11.01.21.31.3
Inventory0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Other Current Assets0.00.00.0-82.70.00.00.01,620.21,217.0697.7585.40.00.00.00.00.0
Total Current Assets561.0748.7470.0735.01,581.2697.4362.31,937.71,475.0895.9825.61.11.01.21.31.3
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents523.1347.6411.2373.5190.4279.7392.1294.8400.3238.9
Short Term Investments403.5334.5499.4311.2501.3500.8474.3408.4385.1540.3
Total Cash & ST Investments926.6682.1910.6684.7691.7780.5866.5703.2785.4779.2
Accounts Receivable59.061.663.464.066.069.671.368.168.566.4
Inventory0.00.00.00.00.00.00.00.00.00.0
Other Current Assets0.0-170.10.00.00.00.00.00.00.00.0
Total Current Assets985.6573.7974.0748.7757.8850.2937.7771.3853.9845.6
Long-Term Assets TTM 202420232022202120202019201820172016201520142013201220112010
Net Property, Plant & Equipment91.391.193.092.586.072.759.456.043.030.525.04.85.05.45.78.0
Goodwill96.196.196.196.191.674.165.666.142.94.24.20.00.00.00.00.0
Intangible Assets9.88.611.013.614.312.311.612.98.02.52.80.00.00.00.00.0
Long-Term Investments629.84,108.7689.6785.4575.9230.4191.3213.2158.0135.1170.987.292.276.186.1108.3
Other Long-Term Assets-629.8222.70.0-785.4-767.7-389.6-327.91,937.71,475.0895.9825.6323.7335.0361.9330.8325.1
Total Long-Term Assets197.24,527.2889.8202.3767.7389.6327.92,274.41,720.81,062.51,024.0415.7432.2443.4422.7441.5
Total Assets4,891.05,275.94,829.44,612.94,611.63,304.92,449.12,274.41,720.81,062.51,024.0415.7432.2440.5422.7441.5
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment89.30.090.791.191.191.392.793.092.092.4
Goodwill90.496.196.196.196.196.196.196.196.196.1
Intangible Assets5.47.58.18.69.29.810.411.011.612.3
Long-Term Investments4,365.14,320.34,020.14,108.73,749.43,601.93,557.1689.6681.2838.3
Other Long-Term Assets249.2-4,230.1222.3222.7205.4241.7260.6-889.8-881.1-1,039.1
Total Long-Term Assets4,799.4193.84,437.24,527.24,151.24,040.84,017.0889.8881.11,039.1
Total Assets5,785.05,490.95,411.25,275.94,908.94,891.04,954.74,829.44,797.24,745.8
Current Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Accounts Payable0.00.00.00.00.00.00.00.00.00.00.00.10.10.10.10.2
Short-Term Debt8.08.18.012.57.10.00.00.00.00.018.016.00.00.00.00.0
Other Current Liabilities-8.04,686.50.0-12.5-7.10.00.00.00.00.00.00.00.00.00.00.0
Current Liabilities8.04,694.68.012.57.10.00.00.00.00.018.016.10.10.10.10.2
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Short-Term Debt1.37.07.68.19.012.79.88.00.00.0
Other Current Liabilities5,050.94,872.14,808.74,686.54,322.54,316.74,394.1-8.00.00.0
Current Liabilities5,052.24,879.14,816.34,694.64,331.54,329.44,404.08.00.00.0
Long-Term Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Long-Term Debt42.139.742.159.3129.5120.564.750.443.618.534.236.026.737.243.054.7
Capital Leases0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Def. Tax Liability0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Total Liabilities4,418.54,784.44,369.54,180.54,182.1120.564.71,991.41,514.9957.2923.8375.1392.1399.6387.4415.7
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt138.639.739.739.739.742.142.10.00.00.0
Capital Leases0.00.00.00.00.00.00.00.00.00.0
Def. Tax Liability0.00.00.00.00.00.00.00.00.00.0
Total Liabilities5,246.54,971.74,905.34,784.44,419.94,418.54,487.94,369.556.257.6
Total Common Equity TTM 202420232022202120202019201820172016201520142013201220112010
Common Stock16.916.917.016.916.815.114.013.911.25.95.86.66.56.56.56.5
Retained Earnings187.8203.8173.1156.5118.287.265.840.021.916.912.1-3.0-3.1-3.3-3.6-4.3
Comprehensive Income-25.8-23.7-25.9-35.31.42.20.2-2.8-1.2-1.0-0.40.30.21.51.1-0.3
Total Common Equity472.5491.3459.9432.5429.4357.2312.7283.0205.9105.2100.240.740.140.935.225.8
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock17.017.017.016.916.916.917.117.017.017.0
Retained Earnings236.4224.1213.7203.8195.5187.8181.1173.1168.3167.6
Comprehensive Income-10.8-17.3-19.6-23.7-17.3-25.8-27.4-25.9-34.2-35.0
Total Common Equity538.4519.0505.8491.3489.0472.5466.8459.9446.7444.8
Other TTM 202420232022202120202019201820172016201520142013201220112010
Total Debt50.147.850.171.8129.5120.564.750.443.618.534.236.026.737.243.054.7
Book Value472.5491.5459.9432.5429.43,184.42,384.4283.0205.9105.2100.240.740.140.935.225.8
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.10.00.10.10.00.00.00.00.00.0
Book Value538.4519.0505.8491.3489.0472.5466.8459.9446.7444.8
Cash Flow From Operating Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Income25.650.336.128.643.034.824.326.518.15.05.81.51.61.71.41.0-4.7
Depreciation & Amortization12.59.711.413.512.66.76.04.3-3.72.52.21.10.40.50.50.50.6
Stock-Based Compensation1.31.91.61.31.30.70.50.50.40.20.10.10.20.10.10.10.1
Change Working Capital-2.50.53.0-10.3-2.71.61.65.3-1.7-0.44.0-1.1-0.21.11.8-0.85.6
Change In Accounts Receivable-1.4-1.5-0.9-3.0-4.20.8-2.5-0.3-0.4-0.30.10.1-0.20.20.10.00.0
Change In Accounts Payable0.63.40.32.50.0-0.6-0.20.40.80.00.00.00.00.00.0-0.1-0.2
Change In Inventories0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.30.0
Other Non-cash Items5.0-0.30.45.33.11.7-2.2-7.65.3-0.6-0.60.71.00.91.41.89.6
Cash from Operations42.00.00.039.756.846.229.129.920.86.611.62.33.54.44.92.710.1
Cash Flow From Operating Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Income13.713.711.711.39.69.18.09.46.22.1
Depreciation & Amortization1.82.52.72.72.72.82.83.13.13.5
Stock-Based Compensation0.20.50.50.80.40.40.40.50.20.3
Change Working Capital-7.65.50.0-3.83.11.13.4-4.53.3-4.6
Change In Accounts Receivable-0.7-0.3-0.5-0.1-0.7-0.40.3-0.1-2.10.5
Change In Accounts Payable2.11.5-0.31.20.00.90.2-0.81.10.2
Change In Inventories0.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items8.7-5.00.02.41.4-0.42.1-2.8-0.65.4
Cash from Operations0.00.00.00.00.00.00.00.011.76.7
Cash Flow From Investing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Capital Expenditure-7.20.0-6.4-6.3-12.5-2.4-5.4-6.3-3.8-2.8-7.0-1.1-0.20.0-0.2-0.1-0.8
Acquisitions-128.60.00.0-212.9-4.915.446.1-117.24.4-0.20.033.50.00.00.03.937.0
Investments-169.9-6.3-131.4-130.6-347.9-436.2-94.1-17.6-76.2-54.0-23.3-23.2-15.7-52.4-33.5-19.2-110.2
Sales of Investment366.71.0216.4214.480.9149.588.046.393.582.957.527.321.434.944.043.8127.9
Other Investing Activities-1.30.00.00.2-556.58.7-293.80.0-112.7-82.0-81.5-44.50.0-9.6-13.76.07.1
Cash from Investing-68.50.00.0-135.2-840.8-265.0-259.3-94.8-94.9-56.1-54.3-7.95.5-27.1-3.434.460.9
Cash Flow From Investing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Capital Expenditure-2.6-0.3-0.8-0.9-1.3-1.1-1.1-2.9-2.3-1.0
Acquisitions0.00.00.00.00.00.00.00.0-65.5-63.1
Investments-61.6-133.0-15.2-23.6-11.4-2.5-36.4-81.0-36.2-16.3
Sales of Investment36.9129.515.611.727.714.662.2111.927.2165.4
Other Investing Activities0.00.00.00.00.00.00.00.0-1.90.9
Cash from Investing0.00.00.00.00.00.00.00.0-78.685.9
Cash Flow From Financing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Debt Repaid-26.40.00.0-4.5-76.3-1.1-289.7-139.4-221.7-119.2-67.3-20.0-6.7-10.4-5.9-10.0-17.6
Debt Issued18.947.8-2.3-17.218.610.1345.6153.7228.5144.351.618.216.00.00.0-1.772.4
Issuance of Common Stock0.00.00.00.10.20.20.30.41.537.90.84.00.20.10.07,135.40.0
Repurchase of Common Stock0.00.0-3.00.00.0-1.2-4.30.00.0-12.00.00.00.00.00.0-7,135.40.0
Dividends Paid-5.40.00.0-5.4-4.7-3.7-3.0-0.70.0-0.2-0.8-0.1-1.5-1.4-1.0-0.30.0
Other Financing Activities68.50.00.0191.286.2788.0824.7272.7297.0187.398.754.9-10.3-0.125.9-10.9-68.6
Cash from Financing130.40.00.0181.45.4782.2528.0133.176.893.831.538.8-18.4-11.919.0-21.2-86.2
Cash Flow From Financing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Debt Repaid0.00.00.00.00.00.00.00.00.022.1
Debt Issued139.993.2-0.6-0.5-0.9-6.22.91.9-6.120.7
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock0.00.00.00.00.00.00.00.00.00.0
Dividends Paid0.00.00.00.00.00.00.00.0-1.4-1.4
Other Financing Activities0.00.00.00.00.00.00.00.020.348.1
Cash from Financing0.00.00.00.00.00.00.00.018.968.8
Cash position TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Change in Cash103.976.835.385.8-778.7563.4297.768.12.844.3-11.233.2-9.3-34.520.515.9-15.2
Closing Cash Balance342.8464.4387.6352.3266.41,045.1481.7184.0115.8113.068.780.015.524.959.438.923.0
Cash position 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Change in Cash-92.7192.0-57.935.4194.7-149.9-135.1125.7-48.0161.4
Closing Cash Balance464.4557.1365.1423.0387.6192.9342.8477.9352.3400.3
Free Cash Flow TTM 2025202420232022202120202019201820172016201520142013201220112010
Free Cash Flow34.861.746.333.444.343.823.623.617.03.84.61.33.34.44.72.69.3
Real Free Cash Flow33.459.844.732.143.043.123.123.116.63.74.51.13.24.34.72.59.2
Free Cash Flow 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Free Cash Flow13.916.613.213.415.411.315.44.29.55.7
Real Free Cash Flow13.716.112.812.615.011.015.13.69.35.5
Nacenění
Finance
Efektivita
Marže
Dividenda
Ostatní

Nacenění

Ukazatel Aktuální Historické Konkurence
P/E12.518.910.8
P/S232.2
P/B1.20.91.1
P/FCF11.425.37.7
Market cap$0.6$0.4
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets0 %4.8 %0 %
Debt to Income277.9 %1607 %0 %
Debt to Free cash flow253.8 %121.4 %0 %
Interest expense percentage194.9 %97.3 %396.7 %
Current ratio0.2 11.2 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE9.4 %3.8 %0 %
ROA0.9 %0.4 %0 %
CapEx to Revenue0 %4.2 %0 %
RaD to Revenue0 %0 %0 %
ROEM529,929.6 166008.7

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin61 %-5415.1 %71 %
Operating margin19.4 %38.1 %26.2 %
Net margin15.9 %12.9 %22 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %0.7 %0 %
Dividend payout percentage0 %101.9 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding16.9 mil 9.4 mil
Employee count0.6 tis 0.2 tis

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Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

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