Renasant Corporation
Renasant Corporation
RNST
Valuace
35
Růst
20
Zdraví
79
Cena
$ 34.67
Dnes
--0.33 (-0.89%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
3.3B
Obrat
1B
Zisk
0B
Aktiva
27B
Dluh
1B
ROE
0%
ROA
0%
PE
18
PS
2
Cena 1R
27-40
⌀ Cena
35.59
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
28-04-2026
Poslední dividenda
17-03-2026

Profil

Společnost Renasant Corporation působí jako bankovní holdingová společnost pro společnost Renasant Bank, která poskytuje řadu finančních služeb, služeb v oblasti správy majetku, svěřeneckých služeb a pojištění maloobchodním a komerčním zákazníkům. Působí ve třech segmentech: komunitní banky, pojišťovnictví a správa majetku. Segment bank Společenství nabízí služby šekových a spořicích účtů, podnikatelských a osobních půjček, půjček na základě aktiv a leasingu zařízení, jakož i služby bezpečných depozitních a nočních depozitních zařízení. Zajišťuje také komerční, finanční a zemědělské půjčky, financování a leasing zařízení_x0096_ nemovitostí1-4 rodinné hypotéky, nemovitostí_x0096_komerční hypotéky, nemovitostí_x0096_stavebních úvěrů na výstavbu rodinných domů, nemovitostí pro více rodin a komerčních projektů, splátkových úvěrů fyzickým osobám a prozatímních stavebních úvěrů, jakož i bankomatů, online a mobilního bankovnictví, call centra a služeb správy pokladny. Segment pojišťoven poskytuje služby pojišťoven, jako jsou komerční a osobní pojistné produkty prostřednictvím pojišťoven. Segment správy majetku nabízí řadu služeb správy majetku a svěřeneckých služeb, včetně správy a správy svěřenských účtů, jako jsou osobní a firemní požitkové účty a uschovatelské účty, jakož i účetnictví a peněžní řízení pro svěřenské účty; anuity, vzájemné fondy a další investiční služby prostřednictvím zprostředkovatele-obchodníka třetí strany; a kvalifikované penzijní plány, IRA, plány zaměstnaneckých požitků, osobní trusty a majetkové poměry. K 31. prosinci 2021 společnost provozovala síť 189 bankovních, úvěrových a hypotečních kanceláří se sídlem v Alabamě, Floridě, Georgii, Mississippi, Severní Karolíně, Jižní Karolíně a Tennessee; 150 plnohodnotných poboček a 11 poboček s omezenými službami; 173 bankomatů a 38 interaktivních bankomatů. Společnost Renasant Corporation byla založena v roce 1904 a sídlí v Tupelo v Mississippi.
Sektor
Financial Services
Odvětví
Banks - Regional
Počet zaměstnanců
2200
Založení
1992-04-24
Adresa
209 Troy Street
CEO
Kevin D. Chapman

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016201520142013201220112010
Total Revenues1,345.01,444.11,038.0631.8630.6651.0660.3597.3540.5469.0438.2350.0283.2229.2202.0188.4158.8
Cost of Revenues565.7565.7384.9-165.50.00.00.00.00.00.0-0.20.40.00.00.0-0.3-3.1
Gross Profit779.3878.4653.2797.3630.6651.0660.3597.3540.5469.0438.4349.6283.2229.2202.0188.6161.8
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues376.4362.1351.2255.2259.6265.0259.0254.5145.7166.2
Cost of Revenues130.5138.0206.490.995.199.098.592.30.00.0
Gross Profit246.0224.1144.9164.3164.5166.0160.5162.2145.7166.2
Operating Income TTM 2025202420232022202120202019201820172016201520142013201220112010
R&D Expenses0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.0296.5276.0323.4323.1270.5232.9201.0190.2159.2126.5107.789.773.465.3
Depreciation & Amortization16.216.232.320.35.16.07.18.17.26.56.76.15.62.91.41.72.0
Total Operating Expenses552.5651.7408.2631.829.1-428.2-556.8-381.2-286.57.24.44.44.55.54.24.33.8
Operating Income226.7226.7245.0195.9271.8222.8103.5216.1254.0196.0160.3121.3112.275.465.879.1114.5
Operating Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.00.00.00.00.00.074.972.9
Depreciation & Amortization3.01.43.48.48.57.87.98.18.58.4
Total Operating Expenses149.1148.9142.2112.4114.768.6112.0112.9-113.8-113.0
Operating Income96.875.32.752.049.897.448.549.331.953.2
Net Income TTM 2025202420232022202120202019201820172016201520142013201220112010
Interest Income1,262.31,262.3887.8797.3541.8468.7498.1542.6461.9374.8329.1263.0226.4180.6159.3170.5165.3
Interest Expense458.3458.3375.6278.060.544.771.398.565.337.928.121.423.823.426.041.460.3
Other Expense0.00.00.0-18.7-60.50.00.00.0-65.3-36.2-24.5-21.6-26.3-29.6-32.3-44.5-67.8
IBT226.7226.7245.0177.2211.3222.8103.5216.1188.6159.9135.899.885.945.733.534.746.7
Income Tax Expense45.545.549.532.545.246.919.848.241.767.744.831.826.312.36.89.015.0
Net Income181.3181.3195.5144.7166.1175.983.7167.9146.992.290.968.059.633.526.625.631.7
Net Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income346.9351.1343.9220.3225.3229.0220.2213.2210.4206.3
Interest Expense119.5127.6125.086.192.598.095.289.984.578.3
Other Expense0.00.00.00.00.00.00.00.0-11.70.0
IBT96.875.32.752.049.897.448.549.331.953.2
Income Tax Expense17.915.51.610.45.024.99.79.93.810.9
Net Income78.959.81.041.544.772.538.839.428.141.8
Per Share Data TTM 2025202420232022202120202019201820172016201520142013201220112010
EPS$0.00$0.00$0.00$2.58$2.98$3.13$1.49$2.89$2.80$1.97$2.18$1.89$1.89$1.23$1.06$1.02$1.39
EPS Diluted$0.00$0.00$0.00$2.56$2.96$3.12$1.48$2.88$2.79$1.96$2.17$1.88$1.88$1.22$1.06$1.02$1.38
Shares Outstanding94.594.559.456.155.856.156.358.052.546.941.736.031.527.325.125.122.8
Diluted Shares Outstanding95.295.259.756.456.156.156.558.252.647.042.036.231.827.525.225.223.0
Per Share Data TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.50$0.75
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.50$0.74
Shares Outstanding94.594.694.663.763.661.256.356.256.156.1
Diluted Shares Outstanding95.295.395.164.064.161.656.756.556.156.5
Current Assets TTM 202420232022202120202019201820172016201520142013201220112010
Cash And Equivalents851.91,092.0801.4576.01,878.0633.2414.9569.1281.5306.2211.6161.6246.6132.4209.0292.7
Short Term Investments749.7831.0923.31,533.92,386.71,343.51,290.61,250.8671.5674.2646.8553.6501.3356.3463.9603.7
Total Cash & ST Investments-851.91,923.01,130.02,109.94,264.61,976.71,705.51,819.9952.9980.5858.4715.2747.9488.7209.0292.7
Accounts Receivable105.787.2113.5115.076.178.485.765.057.449.336.010.40.10.20.00.0
Inventory746.20.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Other Current Assets915.70.00.0-497.50.00.00.08,564.07,290.05,939.55,283.13,684.73,679.12,757.92,949.82,926.9
Total Current Assets915.72,010.31,130.01,727.54,340.82,055.11,791.210,448.98,300.36,969.26,177.54,410.34,427.13,246.93,158.83,219.6
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents1,083.81,378.61,091.31,092.01,275.6851.9844.4801.4741.2946.9
Short Term Investments9.822.01,002.1831.0764.8749.7764.5923.3909.1950.9
Total Cash & ST Investments1,093.61,400.62,093.41,923.02,040.51,601.61,608.91,724.61,650.31,897.8
Accounts Receivable77.592.685.987.2100.6105.7110.50.0120.7122.4
Inventory0.00.00.00.00.00.00.0-865.8-804.0-1,003.4
Other Current Assets0.01,330.20.00.00.00.00.00.00.00.0
Total Current Assets1,171.12,823.42,179.32,010.32,141.11,707.31,719.41,838.11,771.02,020.2
Long-Term Assets TTM 202420232022202120202019201820172016201520142013201220112010
Net Property, Plant & Equipment281.0279.8283.2283.6293.1300.5309.7209.2183.3179.2169.1113.7101.566.854.551.4
Goodwill991.7988.9991.71,015.9939.7939.7939.7932.9611.0470.5445.9274.7276.1184.9184.9184.9
Intangible Assets88.587.118.884.4113.193.190.593.163.850.428.822.628.26.1192.5191.9
Long-Term Investments933.913,968.32,144.72,858.02,802.71,343.51,290.61,250.8671.51,030.51,105.2983.7913.3674.1796.3737.3
Other Long-Term Assets581.6700.50.0-2,942.4-4,148.6-2,613.8-2,630.50.00.00.00.00.00.00.0-0.297.2
Total Long-Term Assets16,594.716,024.63,438.41,299.54,148.62,613.82,630.52,486.01,529.61,730.71,749.01,394.81,319.2931.81,043.21,077.8
Total Assets17,510.418,034.917,360.516,988.216,810.314,929.713,400.512,934.99,830.08,699.97,935.75,804.55,746.34,636.14,201.33,944.0
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment471.2465.1279.0279.8280.6281.0282.2283.2284.4286.0
Goodwill1,411.71,419.8988.9988.9988.9991.7991.7991.71,011.71,013.0
Intangible Assets220.5163.885.987.187.288.589.2110.590.287.4
Long-Term Investments22,491.922,063.114,093.713,968.313,768.913,740.313,579.52,144.72,154.72,224.0
Other Long-Term Assets959.7-22,063.1644.6700.5692.2701.7683.8-147.9-3,541.0-103.0
Total Long-Term Assets25,555.12,048.616,092.116,024.615,817.815,803.115,626.33,530.13,541.03,610.4
Total Assets26,726.226,625.018,271.418,034.917,958.817,510.417,345.717,360.517,182.117,224.3
Current Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Accounts Payable0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Short-Term Debt232.7108.0300.0712.213.921.3480.0380.083.0100.0400.032.42.35.311.515.4
Other Current Liabilities3,539.514,572.67.60.0-13.90.0-480.00.00.00.00.00.00.00.00.00.0
Current Liabilities3,772.214,680.6307.6712.213.921.3480.0380.083.0100.0400.032.42.35.311.515.4
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Short-Term Debt606.1405.3108.0108.0108.7232.7108.1300.0107.7257.3
Other Current Liabilities21,424.621,582.614,772.114,572.614,509.814,255.214,237.2-300.0-107.7-257.3
Current Liabilities22,030.621,988.014,880.114,680.614,618.514,488.014,345.3300.0107.7257.3
Long-Term Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Long-Term Debt428.7430.6429.4428.1471.2475.0376.5263.6207.5202.5148.2156.4169.6159.5243.2301.1
Capital Leases0.00.044.80.00.00.00.00.00.00.00.00.00.00.00.00.0
Def. Tax Liability0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Total Liabilities15,155.715,356.615,063.214,852.214,600.5475.011,274.510,891.08,315.07,467.06,891.15,092.95,080.64,137.93,713.03,501.7
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt558.9557.0433.3430.6433.2428.7428.0429.4427.4429.6
Capital Leases0.00.00.00.00.00.00.044.80.00.0
Def. Tax Liability0.00.00.00.00.00.00.052.20.00.0
Total Liabilities22,900.422,846.115,544.315,356.615,300.815,155.715,023.415,063.214,948.315,015.7
Total Common Equity TTM 202420232022202120202019201820172016201520142013201220112010
Common Stock296.5332.4296.5296.5296.5296.5296.5296.5250.0225.5206.5163.3163.3133.6133.6133.6
Retained Earnings1,005.11,093.9952.1857.7741.6615.8617.4500.7397.4337.5276.3232.9194.8180.6171.1162.5
Comprehensive Income-154.1-142.6-154.3-209.0-10.425.10.8-17.9-10.5-15.9-9.5-7.6-12.0-8.5-8.1-16.4
Total Common Equity2,354.72,678.32,297.42,136.02,209.92,132.62,126.02,043.91,515.01,232.91,044.6711.7665.7498.2488.3442.3
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock488.6488.6332.4332.4332.4296.5296.5296.5296.5296.5
Retained Earnings1,139.61,101.01,121.11,093.91,063.31,005.1978.9952.1937.1907.3
Comprehensive Income-101.2-114.0-121.6-142.6-129.1-154.1-156.9-154.3-199.3-191.5
Total Common Equity3,825.83,778.92,727.12,678.32,658.12,354.72,322.42,297.42,233.82,208.6
Other TTM 202420232022202120202019201820172016201520142013201220112010
Total Debt661.4538.6729.41,140.4485.2475.0856.5643.6290.5302.5548.2156.4169.6159.5254.7316.4
Book Value2,354.72,678.32,297.42,136.02,209.914,454.72,126.02,043.91,515.01,232.91,044.6711.7665.7498.2488.3442.3
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.00.00.00.00.00.00.00.00.00.0
Book Value3,825.83,778.92,727.12,678.32,658.12,354.72,322.42,297.42,233.82,208.6
Cash Flow From Operating Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Income148.2181.3195.5144.7166.1175.983.7167.6146.992.290.968.059.633.526.625.631.7
Depreciation & Amortization32.916.232.335.242.747.434.68.23.54.83.16.08.19.17.74.89.5
Stock-Based Compensation14.217.713.913.711.510.110.610.27.35.33.14.43.94.81.40.60.8
Change Working Capital-28.0-18.1-22.9-28.0-35.9-63.7-32.1-11.62.1-19.2-3.717.330.3101.2150.9116.263.2
Change In Accounts Receivable0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items40.472.6-94.0-12.1387.3-38.3-0.8-30.8-98.880.559.3143.213.55.09.28.4-14.4
Cash from Operations196.10.00.0148.6574.0142.782.2163.677.4201.6163.8252.6124.7153.3177.7153.1100.5
Cash Flow From Operating Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Income78.959.81.041.544.772.538.839.428.141.8
Depreciation & Amortization3.01.43.48.48.57.87.98.18.58.4
Stock-Based Compensation4.25.44.33.83.23.33.44.03.53.4
Change Working Capital5.22.6-46.525.8-13.012.9-27.14.4-20.214.9
Change In Accounts Receivable0.00.00.00.00.00.00.00.00.00.0
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items10.069.7-38.025.746.5-76.4-71.57.484.412.6
Cash from Operations0.00.00.00.00.00.00.00.0100.479.7
Cash Flow From Investing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Capital Expenditure-16.10.0-13.6-21.6-14.8-20.5-28.3-35.0-22.4-13.0-13.6-25.2-22.2-8.1-17.6-6.3-11.8
Acquisitions-427.6261.555.30.0-120.9919.9-1,233.2-0.3153.541.725.324.80.0170.0-0.5147.7337.1
Investments-64.6-1,201.1-174.2-11.9-804.9-2,160.1-515.7-492.0-686.9-210.2-155.4-216.1-280.2-233.2-287.4-295.0-530.7
Sales of Investment384.3997.8368.2748.0453.0636.7482.9474.8163.1680.7281.8265.6217.4206.5409.0333.5414.6
Other Investing Activities9.30.00.0-769.8-1,556.0-36.028.7-453.4-105.9-424.0-490.1-296.5-117.9-192.4-300.4-44.2120.6
Cash from Investing-373.00.00.0-55.4-2,043.7-660.0-1,265.5-505.9-498.675.1-352.0-247.4-202.8-57.2-196.8135.5329.8
Cash Flow From Investing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Capital Expenditure-19.8-15.3-10.2-4.8-3.2-3.6-3.5-3.3-5.2-4.0
Acquisitions-261.50.00.00.00.00.00.00.0-183.5-244.1
Investments-142.1-112.9-770.3-175.8-113.6-8.0-5.7-47.0-2.3-9.6
Sales of Investment186.1117.0795.156.848.549.446.8223.550.963.1
Other Investing Activities0.00.00.00.00.00.00.00.0-4.49.7
Cash from Investing0.00.00.00.00.00.00.00.0-144.6-184.9
Cash Flow From Financing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Debt Repaid-476.60.00.0-407.3-32.4-202.9-0.2-35.4-0.8-170.2-47.2-308.8-13.6-8.1-86.7-72.6-326.5
Debt Issued451.1538.6-190.8-3.6687.6213.1-381.4248.2353.9158.3-198.5700.60.418.2-8.510.9643.0
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.084.10.00.00.00.00.051.8
Repurchase of Common Stock0.0-13.30.00.00.0-21.3-24.6-62.9-7.10.0272.90.00.00.00.00.04.3
Dividends Paid-50.40.00.0-50.3-50.0-50.0-50.1-50.9-43.6-34.4-29.7-24.6-21.5-19.3-17.1-17.1-15.7
Other Financing Activities-7.60.00.0589.8250.02,036.31,476.5337.3760.4-96.82.8378.128.145.546.3-282.60.0
Cash from Financing81.90.00.0132.2167.61,762.11,401.6188.1708.8-301.5282.844.8-6.918.1-57.5-372.3-286.2
Cash Flow From Financing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Debt Repaid0.00.00.00.00.00.00.00.0197.2-149.6
Debt Issued1,164.9202.6421.02.7-3.3-119.5125.3-193.2391.6-2.2
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock-13.30.00.00.00.00.00.00.00.00.0
Dividends Paid0.00.00.00.00.00.00.00.0-12.6-12.6
Other Financing Activities0.00.00.00.00.00.00.00.0-80.361.7
Cash from Financing0.00.00.00.00.00.00.00.0104.3-100.5
Cash position TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Change in Cash-95.0-21.3290.7225.4-1,302.01,244.8218.3-154.2287.7-24.894.750.0-85.1114.2-76.6-83.7144.1
Closing Cash Balance851.91,070.71,092.0801.4576.01,878.0633.2414.9569.1281.5306.2211.6161.6246.6132.4209.0292.7
Cash position 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Change in Cash-13.1-294.8287.3-0.7-183.6423.77.543.060.2-205.7
Closing Cash Balance1,070.71,083.81,378.61,091.31,092.01,275.6851.9844.4801.4741.2
Free Cash Flow TTM 2025202420232022202120202019201820172016201520142013201220112010
Free Cash Flow180.0237.8115.8126.9559.2122.154.0128.755.0188.5150.2227.5102.5145.2160.1146.888.7
Real Free Cash Flow165.8220.0101.9113.2547.7112.143.4118.547.8183.2147.1223.098.6140.5158.8146.287.9
Free Cash Flow 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Free Cash Flow87.3120.1-87.5101.388.917.7-52.661.895.275.6
Real Free Cash Flow83.1114.7-91.897.685.614.4-55.957.891.772.2
Nacenění
Finance
Efektivita
Marže
Dividenda
Ostatní

Nacenění

Ukazatel Aktuální Historické Konkurence
P/E18.317.910.8
P/S2.53.32.2
P/B0.911.1
P/FCF16.3-237.7
Market cap$3.3$15.9
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets0 %4.5 %0 %
Debt to Income642.6 %807.8 %0 %
Debt to Free cash flow572.2 %39.2 %0 %
Interest expense percentage202.1 %60.8 %396.7 %
Current ratio0.1 156.3 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE4.7 %6.2 %0 %
ROA0.7 %0.8 %0 %
CapEx to Revenue0 %4.1 %0 %
RaD to Revenue0 %0 %0 %
ROEM611,370.9 817546.3

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin57.9 %98.4 %71 %
Operating margin16.9 %38.8 %26.2 %
Net margin13.5 %20 %22 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %2.6 %0 %
Dividend payout percentage0 %39.6 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding95.2 mil 45.3 mil
Employee count2.2 tis 1.2 tis

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