Old Second Bancorp, Inc.
Old Second Bancorp, Inc.
OSBC
Valuace
68
Růst
38
Zdraví
83
Cena
$ 18.30
Dnes
--0.33 (-1.57%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
1.0B
Obrat
0B
Zisk
0B
Aktiva
7B
Dluh
0B
ROE
0%
ROA
0%
PE
14
PS
3
Cena 1R
14-21
⌀ Cena
17.82
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
22-04-2026
Poslední dividenda
30-01-2026

Profil

Old Second Bancorp, Inc. působí jako bankovní holdingová společnost pro Old Second National Bank, která poskytuje komunitní bankovní služby. Poskytuje poptávkové, nyní peněžní trh, spoření, časové vklady, individuální důchodové a kontrolní účty, stejně jako certifikát vkladových účtů. Společnost také nabízí komerční úvěry, pohledávky z financování leasingu, úvěry na komerční nemovitosti, úvěry na stavbu, úvěry na obytné nemovitosti, jako jsou úvěry na první hypotéku a druhé hypotéky na obytné nemovitosti, úvěr na vlastní kapitál nemovitosti, spotřebitelské úvěry, včetně úvěrů na provoz motorových vozidel, úvěry na zlepšení bydlení a úvěry na podpis nemovitosti, splátkové a zemědělské úvěry, hypotéky na obytné nemovitosti a kontrolu přečerpání. Dále poskytuje služby v oblasti bezpečných vkladů, služeb správy důvěry a majetku, peněžních poukázek, pokladních šeků, cizí měny, přímých vkladů, diskontních makléřů, debetních a kreditních karet a dalších služeb a také získává státní pokladniční poukázky a dluhopisy USA. Kromě toho společnost nabízí on-line a mobilní bankovnictví; produkty pro správu firemní hotovosti, včetně dálkového a mobilního zachycování vkladů, účty pro úhradu investic, účty s nulovým zůstatkem, automatizované daňové platby, automatizovaný přístup k bankomatům, telefonní bankovnictví, účty lockbox, automatizované transakce clearingových institucí, odsouhlasení účtů, kontrolované vyplácení, podrobné a obecné informační výkaznictví, zahraniční a domácí bankovní převody a služby trezorů pro oběživo a mince a investiční, agenturní a depozitářské služby pro individuální, firemní a neziskové klienty. Působí v 63 bankovních centrech v okresech Cook, DeKalb, DuPage, Kane, Kendall, LaSalle a Will v Illinois. Old Second Bancorp, Inc. byla založena v roce 1981 a sídlí v Auroře v Illinois.
Sektor
Financial Services
Odvětví
Banks - Regional
Počet zaměstnanců
877
Založení
1993-11-16
Adresa
37 South River Street
CEO
James L. Eccher

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016201520142013201220112010
Total Revenues397.0397.0336.2292.0244.9133.5127.0131.6121.4103.990.688.084.688.3100.7100.0134.6
Cost of Revenues86.886.869.00.00.00.00.00.00.00.00.00.00.03.30.00.011.1
Gross Profit310.2310.2267.1292.0244.9133.5127.0131.6121.4103.990.688.084.685.0100.7100.0123.5
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues114.5115.584.682.485.485.283.082.682.271.6
Cost of Revenues19.341.013.513.117.217.517.317.00.00.0
Gross Profit95.274.571.169.368.267.765.765.582.271.6
Operating Income TTM 2025202420232022202120202019201820172016201520142013201220112010
R&D Expenses0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.093.290.868.256.654.954.247.739.839.041.244.343.744.746.4
Depreciation & Amortization10.110.19.26.92.60.60.50.50.40.10.02.41.22.11.40.81.1
Total Operating Expenses199.4199.4154.2281.0-139.0-105.652.652.253.446.938.9-54.6-55.3-56.6-82.0-80.9-157.5
Operating Income110.8110.8113.0124.4106.027.937.451.960.649.236.733.429.428.418.719.1-34.0
Operating Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.00.00.00.00.00.022.724.3
Depreciation & Amortization1.23.42.72.73.31.32.22.31.81.7
Total Operating Expenses52.961.541.943.142.837.936.637.011.632.5
Operating Income42.313.129.226.225.429.929.228.524.932.5
Net Income TTM 2025202420232022202120202019201820172016201520142013201220112010
Interest Income354.1354.1295.6290.1215.5104.8103.7115.0107.187.173.067.967.768.774.885.1106.4
Interest Expense62.262.256.340.010.38.512.518.816.712.69.99.111.013.815.721.528.1
Other Expense-3.0-3.00.00.0-14.40.00.00.0-16.7-14.9-12.2-9.1-13.5-16.6-18.8-25.5-32.8
IBT107.8107.8113.0124.491.527.937.451.943.934.324.524.415.911.8-0.1-6.5-66.8
Income Tax Expense27.427.427.732.724.17.89.612.49.919.28.89.05.8-70.20.00.041.9
Net Income80.380.385.391.767.420.027.839.534.015.115.715.410.182.1-0.1-6.5-108.6
Net Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income102.3103.775.073.174.775.672.672.773.073.6
Interest Expense19.321.311.010.713.715.513.513.56.311.2
Other Expense-3.00.00.00.00.00.00.00.0-8.0-7.8
IBT39.313.129.226.225.429.929.228.524.932.5
Income Tax Expense10.53.27.46.46.36.97.37.26.78.1
Net Income28.89.921.819.819.123.021.921.318.232.5
Per Share Data TTM 2025202420232022202120202019201820172016201520142013201220112010
EPS$0.00$0.00$0.00$2.05$1.51$0.66$0.94$1.32$1.14$0.51$0.53$0.46$0.46$5.45$-0.01$-0.46$-7.71
EPS Diluted$0.00$0.00$0.00$2.02$1.49$0.65$0.92$1.30$1.12$0.50$0.53$0.46$0.46$5.45$-0.01$-0.46$-7.71
Shares Outstanding52.752.744.844.744.530.229.629.929.729.629.529.525.813.914.114.014.1
Diluted Shares Outstanding53.553.545.645.445.230.730.230.430.330.029.829.725.814.114.214.214.1
Per Share Data TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.41$0.73
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.40$0.72
Shares Outstanding52.752.745.045.044.844.844.844.844.744.7
Diluted Shares Outstanding53.553.545.745.745.745.745.745.545.445.4
Current Assets TTM 202420232022202120202019201820172016201520142013201220112010
Cash And Equivalents120.999.3100.1115.2752.1329.950.655.255.847.340.344.247.7128.550.998.1
Short Term Investments1,173.71,161.71,192.81,539.41,692.5496.2484.6541.2541.4531.8456.1385.5372.2579.9307.60.0
Total Cash & ST Investments1,228.51,261.01,248.41,654.52,444.6826.1535.3596.5597.3579.2496.4429.7419.9708.450.998.1
Accounts Receivable451.0489.60.0277.4158.2141.6119.878.868.30.00.00.00.00.00.045.6
Inventory-1,679.50.00.00.00.00.00.00.00.00.00.00.00.00.00.02.1
Other Current Assets153.90.00.00.00.00.00.01,387.91,122.91,085.7832.2939.2902.4703.11,524.31,765.4
Total Current Assets153.91,750.6100.11,929.12,602.8967.7655.02,063.11,788.51,664.91,328.61,368.81,322.31,411.51,575.21,911.2
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents116.5141.8256.199.3115.8120.998.1100.1109.0112.6
Short Term Investments822.11,177.7800.71,161.71,190.91,173.71,168.81,192.81,229.61,335.6
Total Cash & ST Investments938.61,319.51,056.81,261.01,306.61,294.61,266.91,248.41,285.21,448.2
Accounts Receivable547.8522.2503.3489.6456.3451.0422.70.00.0314.9
Inventory0.00.00.00.00.00.00.0-1,643.6-490.2-138.1
Other Current Assets0.00.00.00.00.00.00.0105.30.00.0
Total Current Assets1,486.41,841.71,560.01,750.61,763.01,745.51,689.5105.31,285.21,763.2
Long-Term Assets TTM 202420232022202120202019201820172016201520142013201220112010
Net Property, Plant & Equipment82.987.379.376.988.045.544.442.437.639.039.642.346.047.050.554.6
Goodwill86.593.386.586.5102.620.821.321.88.99.00.00.00.00.00.00.0
Intangible Assets20.632.421.624.97.14.25.97.46.96.55.85.57.07.48.29.4
Long-Term Investments106.53,449.71,192.81,539.41,692.5496.2484.6541.2541.4531.8703.8645.2628.8579.9307.6148.6
Other Long-Term Assets5,183.7209.54,226.6-49.3-6.1-8.1-11.5-21.3-25.4-53.5-64.6-70.1-75.30.00.00.0
Total Long-Term Assets5,508.83,898.75,606.81,723.11,890.2566.7556.2612.9594.9586.3749.3693.0681.8634.3366.2212.7
Total Assets5,662.75,649.45,722.85,888.36,212.23,040.82,635.52,676.02,383.42,251.22,077.92,061.82,004.02,045.81,941.42,121.9
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment87.785.787.587.382.882.981.379.376.572.8
Goodwill130.393.293.293.386.586.586.586.586.586.5
Intangible Assets34.529.730.932.419.220.621.221.623.323.5
Long-Term Investments4,979.13,436.73,745.73,449.73,492.83,485.63,503.779.31,229.61,335.6
Other Long-Term Assets240.5193.9186.6209.5205.5212.9202.15,319.8-1,241.1-39.8
Total Long-Term Assets5,505.43,859.64,167.73,898.73,908.83,917.23,926.55,617.5218.81,518.4
Total Assets6,991.85,701.35,727.75,649.45,671.85,662.75,616.15,722.85,758.25,883.9
Current Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Accounts Payable0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.021.4
Short-Term Debt376.556.7405.090.019.123.448.5149.5115.070.015.045.05.0100.00.54.1
Other Current Liabilities2,981.14,768.7-405.0-90.00.00.0-48.50.00.00.00.00.00.00.00.00.0
Current Liabilities3,357.64,825.43,912.090.019.123.448.5149.5115.070.015.045.05.0100.00.525.5
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Short-Term Debt189.347.338.756.7388.9376.5253.5405.0435.0485.0
Other Current Liabilities5,760.34,798.44,852.84,768.74,465.44,521.74,608.3-405.0-435.0-485.0
Current Liabilities5,949.54,845.74,891.54,825.44,854.34,898.34,861.82,266.4435.00.0
Long-Term Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Long-Term Debt85.285.285.2138.7148.593.5108.7117.2101.7101.6103.9103.9103.9103.9103.9103.4
Capital Leases0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Def. Tax Liability0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Total Liabilities5,043.44,978.35,145.55,427.2148.593.52,357.72,446.92,183.12,076.01,921.91,867.61,856.31,973.21,867.42,040.0
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt100.185.385.385.285.285.285.285.285.185.1
Capital Leases0.00.00.00.00.00.00.00.00.00.0
Def. Tax Liability0.00.00.00.00.00.00.017.40.00.0
Total Liabilities6,125.14,982.65,033.24,978.35,010.45,043.45,019.95,145.55,225.65,370.0
Total Common Equity TTM 202420232022202120202019201820172016201520142013201220112010
Common Stock44.944.944.744.744.735.034.934.734.634.534.434.418.818.718.618.5
Retained Earnings432.0469.2393.3310.5252.0236.6213.7175.5143.0129.0114.2100.792.512.017.128.3
Comprehensive Income-60.8-47.7-62.8-93.18.814.84.6-4.11.5-8.8-12.7-7.7-7.0-1.3-3.7-5.2
Total Common Equity619.3671.0577.3461.1502.0307.1277.9229.1200.4175.2155.9194.2147.772.674.081.9
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock53.045.145.144.944.944.944.944.744.744.7
Retained Earnings512.1505.4486.3469.2452.7432.0412.4393.3377.3355.2
Comprehensive Income-32.3-37.4-41.4-47.7-40.4-60.8-63.4-62.8-90.6-86.2
Total Common Equity866.7718.6694.5671.0661.4619.3596.2577.3532.6514.0
Other TTM 202420232022202120202019201820172016201520142013201220112010
Total Debt461.7141.9490.2228.7148.593.5157.2266.7216.7171.6118.9148.9108.9203.9103.9107.5
Book Value619.3671.0577.3461.16,063.62,947.3277.9229.1200.4175.2155.9194.2147.772.674.081.9
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.00.00.00.00.00.00.00.00.00.0
Book Value866.7718.6694.5671.0661.4619.3596.2577.3532.6514.0
Cash Flow From Operating Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Income85.880.385.391.767.420.027.839.534.015.115.715.410.182.1-0.1-6.5-108.6
Depreciation & Amortization7.411.39.26.96.73.83.33.02.82.42.32.43.74.94.54.95.8
Stock-Based Compensation3.95.63.93.63.01.42.12.52.31.20.70.60.3-0.40.31.01.1
Change Working Capital53.8-0.320.0-6.816.6-15.1-12.00.73.3-6.9-0.1-7.7-21.915.915.710.116.8
Change In Accounts Receivable45.913.110.10.0-0.96.9-17.7-6.31.2-4.5-0.1-3.9-0.68.88.47.42.8
Change In Accounts Payable13.7-10.313.50.06.2-11.26.16.91.41.61.0-2.7-20.08.98.1-3.14.8
Change In Inventories-4.90.00.00.00.0-9.30.81.51.7-2.50.30.10.1-0.10.8-1,879.9-2,218.7
Other Non-cash Items28.023.914.619.12.714.35.40.62.73.70.31.7-4.13.228.517.0106.2
Cash from Operations170.30.00.0116.497.331.026.052.654.937.127.321.1-6.335.343.329.369.2
Cash Flow From Operating Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Income28.89.921.819.819.123.021.921.318.224.3
Depreciation & Amortization2.43.41.12.73.32.22.22.31.81.7
Stock-Based Compensation1.51.61.11.40.81.01.01.20.90.9
Change Working Capital3.413.99.5-9.5-1.921.0-19.119.3-4.354.8
Change In Accounts Receivable10.03.8-7.07.05.23.9-6.06.24.240.5
Change In Accounts Payable-10.313.216.0-16.0-1.212.8-12.314.3-2.013.7
Change In Inventories0.00.00.00.00.00.00.00.0-4.90.0
Other Non-cash Items-0.220.1-12.60.54.43.52.73.910.22.4
Cash from Operations0.00.00.00.00.00.00.00.029.181.8
Cash Flow From Investing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Capital Expenditure-16.1-4.5-10.8-12.4-4.3-2.0-3.9-4.4-1.9-1.1-2.0-1.3-1.1-1.8-1.0-0.8-0.9
Acquisitions-29.910.5237.40.0-0.1149.0-103.9-34.4-35.7-141.7-181.416.1-75.121.4167.7216.5239.1
Investments-170.5-191.6-265.5-13.4-301.6-886.1-65.2-159.5-76.5-343.5-210.7-196.1-336.2-630.4-571.2-244.9-160.8
Sales of Investment356.5405.5309.5391.8310.8744.766.1233.1135.3349.9388.1129.7322.2575.8303.5125.4241.2
Other Investing Activities-7.20.00.0-204.4-437.5127.33.27.5-47.13.9-117.119.424.144.641.9-0.4-0.6
Cash from Investing182.90.00.0161.6-432.8132.9-103.842.2-25.8-132.5-123.1-32.2-66.19.6-59.195.9317.9
Cash Flow From Investing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Capital Expenditure-0.9-1.21.6-1.6-2.1-2.3-3.0-3.3-4.2-5.2
Acquisitions0.010.50.00.00.00.00.00.0-33.23.4
Investments-7.8-21.2-79.6-82.9-84.9-22.7-142.2-15.7-9.2-3.4
Sales of Investment79.0167.053.2106.3101.231.3139.038.081.696.1
Other Investing Activities0.00.00.00.00.00.00.00.02.1-15.4
Cash from Investing0.00.00.00.00.00.00.00.037.075.5
Cash Flow From Financing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Debt Repaid-386.00.00.0261.0-10.1-4.3-35.9-3.5-0.3-107.6-45.5-0.50.00.00.00.0-50.9
Debt Issued277.6141.9-348.3522.590.259.3-27.7-106.050.3152.798.2-29.540.0-95.0100.0-3.6158.4
Issuance of Common Stock0.00.00.00.01.40.00.03.5-0.3-2.30.60.564.30.00.00.00.0
Repurchase of Common Stock-0.2-7.4-1.0-0.6-0.5-10.4-5.9-0.7-0.5-0.2-0.3-47.4-24.4-0.3-0.10.00.0
Dividends Paid-8.90.00.0-8.9-8.9-4.6-1.2-1.2-1.2-1.2-0.9-2.4-12.40.00.00.0-3.2
Other Financing Activities-377.20.00.0-544.4-283.6277.6400.1-97.6-27.4215.1148.957.141.4-125.493.4-173.0-314.1
Cash from Financing-345.00.00.0-293.0-301.5258.2357.1-99.5-29.7103.9102.87.269.0-125.793.3-173.1-368.2
Cash Flow From Financing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Debt Repaid0.00.00.00.00.00.00.00.0-30.0-50.0
Debt Issued289.4156.98.6-18.0-332.212.3123.0-177.926.50.0
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock0.0-5.9-0.1-1.4-0.30.00.0-0.80.60.0
Dividends Paid0.00.00.00.00.00.00.00.0-2.2-2.2
Other Financing Activities0.00.00.00.00.00.00.00.0-42.8-108.6
Cash from Financing0.00.00.00.00.00.00.00.0-75.0-160.8
Cash position TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Change in Cash8.324.7-0.8-15.0-636.9422.2279.3-4.6-0.68.57.0-3.9-3.5-80.877.6-47.819.0
Closing Cash Balance120.9124.099.3100.1115.2752.1329.950.655.255.847.340.344.247.7128.550.998.8
Cash position 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Change in Cash7.5-25.2-114.4156.8-16.4-5.122.8-2.1-8.9-3.6
Closing Cash Balance124.0116.5141.8256.199.3115.8120.998.1100.1109.0
Free Cash Flow TTM 2025202420232022202120202019201820172016201520142013201220112010
Free Cash Flow154.3117.8120.7104.093.029.022.148.353.036.125.319.9-7.433.542.328.568.3
Real Free Cash Flow150.3112.2116.8100.490.127.620.045.750.834.924.619.2-7.733.942.027.667.2
Free Cash Flow 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Free Cash Flow42.634.725.916.221.846.28.744.124.976.6
Real Free Cash Flow41.233.224.714.821.045.27.742.924.075.7
Nacenění
Finance
Efektivita
Marže
Dividenda
Ostatní

Nacenění

Ukazatel Aktuální Historické Konkurence
P/E13.62.810.8
P/S2.82.22.2
P/B1.31.11.1
P/FCF15-20.47.7
Market cap$1.0$0.6
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets0 %5.6 %0 %
Debt to Income360.4 %-4059.6 %0 %
Debt to Free cash flow254.1 %26.3 %0 %
Interest expense percentage56.2 %33.7 %396.7 %
Current ratio0.2 5765.9 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE9.3 %3 %0 %
ROA1.1 %0.6 %0 %
CapEx to Revenue0.3 %1.8 %0 %
RaD to Revenue0 %0 %0 %
ROEM452,640.8 174051.5

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin78.1 %97.8 %71 %
Operating margin27.9 %32.7 %26.2 %
Net margin20.2 %15.8 %22 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %1.4 %0 %
Dividend payout percentage0 %6.6 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding53.5 mil 29.9 mil
Employee count0.9 tis 0.5 tis

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