Nástroje

iconicon Akciový screener
iconicon Kalendář zisků
iconicon Super investoři

Ostatní

iconicon Návod
IČ: 19940963

5. května 521, 501 01 Turnov
Zásady GDPR
Podmínky služby
Všechna práva vyhrazena @ 2024, Fundamenty.cz
Proudly created by draftspot.net
Oportun Financial Corporation
Oportun Financial Corporation
OPRT
Valuace
53
Růst
40
Zdraví
11
Cena
$ 4.67
Dnes
--0.10 (-1.95%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
0.2B
Obrat
1B
Zisk
0B
Aktiva
3B
Dluh
3B
ROE
8%
ROA
1%
PE
8
PS
0
Cena 1R
4-9
⌀ Cena
5.86
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
26-02-2026
Poslední dividenda

Profil

Společnost Oportun Financial Corporation poskytuje finanční služby. Nabízí osobní půjčky, půjčky na auto a kreditní karty. Společnost poskytuje služby zákazníkům online a telefonicky, stejně jako prostřednictvím prodejních míst. Působí ve 24 státech USA, mezi které patří Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, Severní Dakota, New Hampshire, Oregon, Jižní Karolína, Jižní Dakota a Virginie. Společnost Oportun Financial Corporation byla založena v roce 2005 a sídlí v kalifornském San Carlosu.
Sektor
Financial Services
Odvětví
Financial - Credit Services
Počet zaměstnanců
2312
Založení
2019-09-26
Adresa
2 Circle Star Way
CEO
Raul Vazquez
Web
www.oportun.com

Podobné společnosti

YRD
Yiren Digital Ltd.
$ 5.39
+ $ 0.09
LPRO
Open Lending Corporation
$ 1.54
+ $ 0.09
PMTS
CPI Card Group Inc.
$ 14.54
+ $ 0.74
JRVR
James River Group Holdings, Ltd.
$ 5.52
+ $ 0.01
ISTR
Investar Holding Corporation
$ 23.75
- $ 0.02

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016
Total Revenues637.3637.3533.41,056.9640.7530.4335.1442.4473.6324.6248.8
Cost of Revenues231.5231.5238.20.00.00.00.00.00.00.00.0
Gross Profit405.8405.8295.21,056.9640.7530.4335.1442.4473.6324.6248.8
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues148.4161.7164.1163.2167.1118.4114.3133.6262.7268.2
Cost of Revenues57.956.659.557.473.755.754.254.50.10.0
Gross Profit90.4105.1104.6105.893.462.660.079.2262.6268.2
Operating Income TTM 2025202420232022202120202019201820172016
R&D Expenses0.00.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.0269.5323.7270.2216.3203.2151.7122.188.5
Depreciation & Amortization41.441.451.254.947.527.120.214.111.810.68.4
Total Operating Expenses361.8361.8410.4534.3715.9-467.6-393.2-358.0-256.5-286.1-203.9
Operating Income44.144.1-115.2-198.817.862.8-58.184.4217.038.544.8
Operating Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.00.00.010.710.8
Selling General & Admin Expenses0.00.00.00.00.00.00.00.063.441.3
Depreciation & Amortization9.510.210.711.111.513.513.013.214.613.6
Total Operating Expenses83.890.894.492.789.5102.1109.2109.6102.6122.5
Operating Income6.614.210.113.23.9-39.5-49.1-30.5-57.3-37.3
Net Income TTM 2025202420232022202120202019201820172016
Interest Income904.2893.2949.7984.6876.1575.8545.5544.1448.8327.9254.2
Interest Expense231.5231.5238.2179.493.047.758.460.546.936.428.8
Other Expense0.00.00.0-54.9-93.10.00.00.0-46.9-36.4-28.8
IBT44.144.1-115.2-253.7-75.362.8-58.184.4170.12.116.1
Income Tax Expense18.918.8-36.5-73.72.515.4-13.022.846.712.3-34.8
Net Income25.225.2-78.7-180.0-77.847.4-45.161.6123.4-10.250.9
Net Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income232.4226.7220.4224.6238.3235.8237.3235.3242.2243.3
Interest Expense57.956.659.557.473.755.754.254.552.047.0
Other Expense0.00.00.00.00.00.00.00.0-13.917.8
IBT6.614.210.113.23.9-39.5-49.1-30.5-57.3-37.4
Income Tax Expense3.29.03.23.4-4.8-9.5-18.1-4.0-15.5-16.2
Net Income3.45.26.99.88.7-30.0-31.0-26.4-41.8-21.1
Per Share Data TTM 2025202420232022202120202019201820172016
EPS$0.00$0.00$0.00$-4.88$-2.37$1.68$-1.65$0.46$5.60$-0.46$2.31
EPS Diluted$0.00$0.00$0.00$-4.88$-2.37$1.56$-1.65$0.40$5.59$-0.46$2.20
Shares Outstanding48.247.940.436.932.828.227.39.322.022.022.0
Diluted Shares Outstanding48.247.940.436.932.830.327.310.822.122.123.1
Per Share Data TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$-1.09$-0.55
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$-1.09$-0.55
Shares Outstanding48.246.746.645.542.740.039.838.938.538.3
Diluted Shares Outstanding48.248.347.947.043.640.039.838.938.538.3
Current Assets TTM 20242023202220212020201920182017
Cash And Equivalents72.960.091.298.8131.0136.272.270.548.3
Short Term Investments0.00.00.00.00.00.00.00.00.0
Total Cash & ST Investments72.960.091.298.8131.0136.272.270.548.3
Accounts Receivable8.28.48.831.820.915.417.243.516.3
Inventory-81.10.0-115.70.00.00.00.00.00.0
Other Current Assets258.511.6246.30.00.00.00.00.00.0
Total Current Assets258.580.0230.6221.0151.9151.689.4114.064.6
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents104.696.878.560.071.872.969.291.281.973.4
Short Term Investments0.00.00.00.00.00.00.00.00.00.0
Total Cash & ST Investments104.696.878.560.071.872.969.291.281.973.4
Accounts Receivable8.49.07.08.48.58.29.00.029.00.0
Inventory0.00.00.00.00.00.00.0-100.0-264.3-294.4
Other Current Assets10.09.912.611.612.013.715.6230.60.00.0
Total Current Assets123.0115.798.180.092.394.793.8230.6110.9104.3
Long-Term Assets TTM 20242023202220212020201920182017
Net Property, Plant & Equipment14.912.828.130.438.446.850.523.217.2
Goodwill0.00.00.0108.5104.00.00.00.00.0
Intangible Assets99.786.6114.7139.8131.227.418.35.55.7
Long-Term Investments11.42,792.30.00.00.00.067.30.00.0
Other Long-Term Assets2,794.3173.13,177.9-57.6-273.6-74.2-68.8-28.7-22.8
Total Long-Term Assets2,991.93,147.13,320.7112.6273.674.268.828.722.8
Total Assets3,250.43,227.13,411.93,613.72,946.62,009.12,201.91,739.91,215.0
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment11.612.011.912.813.614.924.921.123.235.4
Goodwill0.00.00.00.00.00.00.00.00.00.0
Intangible Assets74.878.381.986.692.099.7106.4114.7127.3133.0
Long-Term Investments2,771.02,769.72,784.72,792.32,793.82,837.32,852.09.316.08.7
Other Long-Term Assets136.3147.7169.5173.1177.7132.2147.42,988.1-48.0-37.3
Total Long-Term Assets3,063.23,085.43,128.23,147.13,159.03,155.63,183.73,181.3150.5159.5
Total Assets3,186.23,201.13,226.33,227.13,251.33,250.43,277.53,411.93,429.93,472.0
Current Liabilities TTM 20242023202220212020201920182017
Accounts Payable9.917.613.718.111.65.29.810.68.2
Short-Term Debt6.20.0357.4317.6393.9246.460.985.3154.3
Other Current Liabilities48.89.329.0-339.2-405.5-251.6-70.7-95.9-162.5
Current Liabilities64.930.1407.2-3.5405.5251.670.795.9162.5
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable18.517.418.517.615.120.014.413.714.820.2
Short-Term Debt0.00.00.00.00.00.00.00.00.00.0
Other Current Liabilities7.59.78.69.316.213.017.752.9-21.8-27.0
Current Liabilities29.730.630.630.139.240.539.273.830.933.1
Long-Term Liabilities TTM 20242023202220212020201920182017
Long-Term Debt2,806.82,822.42,593.92,648.51,813.51,217.01,541.71,225.0779.7
Capital Leases15.518.228.437.947.749.753.40.00.0
Def. Tax Liability0.00.00.030.628.410.624.913.90.0
Total Liabilities2,896.22,873.33,007.53,066.12,342.81,542.81,713.11,393.4998.3
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt2,743.82,763.52,806.42,822.42,856.92,828.52,830.42,581.22,924.92,935.5
Capital Leases13.315.016.118.219.721.725.515.630.933.1
Def. Tax Liability0.00.00.00.00.00.00.044.30.04.5
Total Liabilities2,802.32,825.12,860.22,873.32,923.72,896.22,895.53,010.82,988.53,013.6
Total Common Equity TTM 20242023202220212020201920182017
Common Stock0.00.00.00.00.00.00.00.00.0
Retained Earnings-231.3-252.5-173.86.183.836.476.752.7-70.7
Comprehensive Income0.00.00.00.00.0-0.3-0.2-0.1-0.1
Total Common Equity354.1353.8404.4547.6603.8466.3488.8346.5216.7
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock0.00.00.00.00.00.00.00.0579.70.0
Retained Earnings-230.7-235.9-242.8-252.5-261.3-231.3-200.3-173.8-132.0-110.9
Comprehensive Income0.00.00.00.00.00.00.00.00.00.0
Total Common Equity383.9376.0366.1353.8327.6354.1382.0404.4441.4458.4
Other TTM 20242023202220212020201920182017
Total Debt2,828.52,822.42,938.52,966.12,207.41,463.41,602.61,310.3934.0
Book Value354.1353.8404.4547.6603.8466.3488.8346.5216.7
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.00.00.00.00.00.00.00.00.00.0
Book Value383.9376.0366.1353.8327.6354.1382.0404.4441.4458.4
Cash Flow From Operating Activities TTM 2025202420232022202120202019201820172016
Net Income-120.425.2-78.7-180.0-77.747.4-45.161.6123.4-10.250.9
Depreciation & Amortization51.70.051.254.947.527.120.214.111.810.68.4
Stock-Based Compensation16.20.013.018.627.618.919.519.26.85.74.5
Change Working Capital-16.1-2.3-30.3-21.1-80.7-10.4-34.315.1-29.918.47.3
Change In Accounts Receivable0.00.00.00.00.00.00.00.00.00.00.0
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items579.1390.5438.3520.3314.764.0207.198.0-15.8106.479.3
Cash from Operations400.90.00.0392.8247.9163.4152.9218.4138.4139.1113.9
Cash Flow From Operating Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Income3.45.26.99.88.7-30.0-31.0-26.4-41.8-21.1
Depreciation & Amortization0.010.210.711.111.513.513.013.214.611.0
Stock-Based Compensation0.02.52.72.82.83.22.94.04.94.4
Change Working Capital-12.1-4.89.74.9-17.9-2.16.8-17.06.2-12.1
Change In Accounts Receivable0.00.00.00.00.00.00.00.00.00.0
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items117.686.074.672.486.3123.8116.0112.2153.5141.2
Cash from Operations0.00.00.00.00.00.00.00.0103.4107.1
Cash Flow From Investing Activities TTM 2025202420232022202120202019201820172016
Capital Expenditure-20.80.0-19.2-31.3-48.9-26.5-26.6-26.2-17.9-12.0-14.2
Acquisitions0.00.00.00.00.0-111.70.00.00.00.00.0
Investments-1,878.30.00.00.00.00.00.00.00.00.00.0
Sales of Investment3.80.00.00.0249.30.00.00.00.00.00.0
Other Investing Activities-169.50.00.0-254.9-1,371.9-746.643.0-471.5-453.5-331.4-295.6
Cash from Investing-203.00.00.0-286.2-1,171.5-884.816.4-497.7-471.4-343.4-309.8
Cash Flow From Investing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Capital Expenditure0.0-6.15.6-5.6-6.1-4.8-5.3-3.1-6.1-6.4
Acquisitions0.00.00.00.00.00.00.00.00.00.0
Investments0.00.0-391.0-381.90.00.00.00.0-1,580.10.0
Sales of Investment0.00.00.00.00.00.00.00.01.31.1
Other Investing Activities0.00.00.00.00.00.00.00.0-89.1-80.0
Cash from Investing0.00.00.00.00.00.00.00.0-93.9-85.3
Cash Flow From Financing Activities TTM 2025202420232022202120202019201820172016
Debt Repaid-408.20.00.0-101.7-2,290.9-2,022.2-644.0-169.3-974.9-561.4-364.3
Debt Issued301.32,822.4-116.174.13,049.62,766.2504.8461.61,351.21,495.4364.3
Issuance of Common Stock0.00.00.00.073.273.20.061.60.00.00.0
Repurchase of Common Stock-2.90.00.0-2.70.00.0-2.00.00.00.00.0
Dividends Paid0.00.00.00.00.00.00.00.00.00.00.0
Other Financing Activities245.00.00.0-2.73,152.22,694.7509.2394.01,342.9792.1586.2
Cash from Financing-163.50.00.0-104.4934.5745.7-136.8286.3368.1230.7221.9
Cash Flow From Financing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Debt Repaid0.00.00.00.00.00.00.00.0-2.8-23.8
Debt Issued2,743.8-19.7-42.9-16.0-34.428.4-1.8-108.216.413.3
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock0.00.00.00.00.00.00.00.0-2.70.0
Dividends Paid0.00.00.00.00.00.00.00.00.00.0
Other Financing Activities0.00.00.00.00.00.00.00.0-0.4-0.6
Cash from Financing0.00.00.00.00.00.00.00.0-3.1-24.4
Cash position TTM 2025202420232022202120202019201820172016
Net Change in Cash34.3-15.78.62.210.824.432.56.935.026.426.1
Closing Cash Balance236.6198.9214.6206.0203.8193.0168.6136.1129.294.267.7
Cash position 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Change in Cash-25.1-4.3-2.816.3-13.9-8.140.1-9.56.4-2.7
Closing Cash Balance198.9224.0228.2231.0214.6228.5236.6196.6206.0199.6
Free Cash Flow TTM 2025202420232022202120202019201820172016
Free Cash Flow380.1389.1374.3361.5199.0136.9126.3192.2120.4127.199.7
Real Free Cash Flow363.9389.1361.3342.9171.4118.0106.8173.0113.7121.495.2
Free Cash Flow 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Free Cash Flow102.792.9110.195.485.4103.7102.582.897.3100.7
Real Free Cash Flow102.790.4107.492.682.5100.599.578.892.496.3
Nacenění
Finance
Efektivita
Marže
Dividenda
Ostatní

Nacenění

Ukazatel Aktuální Historické Konkurence
P/E7.8-1.554.4
P/S0.40.756.2
P/B0.60.71340.7
P/FCF0.62.6398.1
Market cap$0.2$418.4
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets86.1 %63.3 %0 %
Debt to Income10870 %154.5 %0 %
Debt to Free cash flow698.1 %229.7 %0 %
Interest expense percentage525.1 %780.9 %121.4 %
Current ratio4.1 -0.8 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE6.6 %-6.3 %0 %
ROA0.8 %-0.4 %0 %
CapEx to Revenue1.9 %5.2 %0 %
RaD to Revenue0 %1 %0 %
ROEM275,666.1 200009.4

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin62.3 %105.1 %56.9 %
Operating margin6.3 %14.5 %37.6 %
Net margin4.7 %-0.7 %26.4 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %42 %0 %
Dividend payout percentage0 %79.5 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding48.3 mil 31.8 mil
Employee count2.3 tis 1.8 tis

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Získat přístup Kontaktujte nás

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Získat přístup Kontaktujte nás

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Získat přístup Kontaktujte nás

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Získat přístup Kontaktujte nás

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Získat přístup Kontaktujte nás
Akciový screener
Kalendář zisků
Super investoři
Porovnání akcií
preloader