LendingClub Corporation
LendingClub Corporation
LC
Valuace
18
Růst
40
Zdraví
65
Cena
$ 18.75
Dnes
+0.35 (1.69%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
2.2B
Obrat
1B
Zisk
0B
Aktiva
11B
Dluh
0B
ROE
0%
ROA
0%
PE
12
PS
1
Cena 1R
8-21
⌀ Cena
14.78
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
28-01-2026
Poslední dividenda

Profil

LendingClub Corporation působí jako bankovní holdingová společnost pro LeningClub Bank, National Association, která poskytuje řadu finančních produktů a služeb prostřednictvím technologicky orientované platformy ve Spojených státech. Společnost poskytuje komerční a průmyslové úvěry, úvěry na obchodní nemovitosti, úvěry pro malé firmy a vybavení, jakož i leasingové vybavení a nezajištěné úvěry na osobní a automobilové úvěry, úvěry na financování pacientů a vzdělávání. Provozuje také platformu online úvěrového tržiště, která propojuje dlužníky a investory. Společnost LendingClub Corporation byla založena v roce 2006 a sídlí v San Franciscu v Kalifornii.
Sektor
Financial Services
Odvětví
Financial - Credit Services
Počet zaměstnanců
1002
Založení
2014-12-11
Adresa
595 Market Street
CEO
Scott C. Sanborn

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016201520142013201220112010
Total Revenues1,334.71,334.71,160.9864.61,187.2818.6243.5655.2595.4487.6426.1368.6172.880.815.819.22.3
Cost of Revenues480.0471.0552.2855.40.00.00.00.00.00.00.00.00.00.00.012.71.4
Gross Profit854.7863.8608.79.21,187.2818.6243.5655.2595.4487.6426.1368.6172.880.815.86.50.9
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues354.0349.6331.3299.8315.4302.0278.3265.2316.3197.9
Cost of Revenues87.6129.6122.6140.3161.5147.7126.7116.488.280.8
Gross Profit266.5220.0208.7159.6154.0154.3151.7148.8228.1117.2
Operating Income TTM 2025202420232022202120202019201820172016201520142013201220112010
R&D Expenses0.00.00.00.00.0168.40.00.00.00.00.00.00.00.00.02.01.7
Selling General & Admin Expenses0.00.00.0355.8537.1444.5292.1517.7497.2421.5423.8293.7169.673.525.015.89.3
Depreciation & Amortization62.963.753.347.243.844.354.059.254.846.229.921.610.31.70.20.10.1
Total Operating Expenses630.6530.1543.7220.8-951.7-800.2-431.1-686.21,309.01,330.01,342.0982.0599.090.7-10.317.811.1
Operating Income224.1333.765.159.2235.618.4-187.6-30.9257.3418.2538.2547.6325.1194.820.1-11.3-10.3
Operating Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.00.00.00.00.00.082.178.1
Depreciation & Amortization16.616.915.513.914.213.313.112.712.011.3
Total Operating Expenses169.3162.7154.7143.9142.9136.3132.3132.2172.0158.2
Operating Income97.257.254.015.711.118.019.416.556.28.3
Net Income TTM 2025202420232022202120202019201820172016201520142013201220112010
Interest Income961.5961.5908.0832.6557.3292.8209.7345.3487.5611.35.33.2-2.3187.532.30.02,263.1
Interest Expense335.9335.9373.9270.882.580.0141.5246.6385.6571.4688.4549.7356.6187.432.0975.31,424.4
Other Expense-47.2-156.70.0-4.6-82.50.00.00.1-385.5-571.6-688.4-549.7-356.6-187.4-32.0-17,746.0-11,092.1
IBT176.9176.965.154.6153.018.4-187.6-30.9-128.1-153.4-150.2-2.2-31.57.3-11.9-11.3-10.3
Income Tax Expense41.341.313.715.7-136.6-0.1-0.1-0.20.00.6-4.22.81.40.00.0-16,770.7-9,667.7
Net Income135.7135.751.338.9289.718.6-187.5-30.7-128.3-153.8-146.0-5.0-32.97.3-11.9-11.3-10.3
Net Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income250.6241.8237.1232.1240.6240.4219.6207.4208.3207.4
Interest Expense87.683.482.882.198.2100.191.184.50.670.4
Other Expense-47.20.00.00.00.00.00.00.0-12.5-12.1
IBT50.057.254.015.711.118.019.416.513.78.3
Income Tax Expense8.513.015.84.01.43.64.54.33.53.3
Net Income41.644.338.211.79.714.514.912.310.25.0
Per Share Data TTM 2025202420232022202120202019201820172016201520142013201220112010
EPS$0.00$0.00$0.00$0.36$2.89$0.19$-2.41$-0.35$-1.52$-1.88$-1.88$-0.07$-2.18$0.02$-1.03$-0.16$-0.14
EPS Diluted$0.00$0.00$0.00$0.36$2.68$0.18$-2.41$-0.35$-1.52$-1.88$-1.88$-0.07$-2.18$0.02$-1.03$-0.16$-0.14
Shares Outstanding115.3115.3111.7108.5100.397.577.987.384.681.877.675.015.111.611.672.272.2
Diluted Shares Outstanding118.9118.9113.1108.5108.1102.177.987.384.681.877.675.015.111.611.672.272.2
Per Share Data TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.09$0.05
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.09$0.05
Shares Outstanding115.3115.0114.4113.7112.8112.0111.4110.7109.9109.1
Diluted Shares Outstanding118.9118.2115.7116.2116.4113.9111.5110.7109.9109.1
Current Assets TTM 202420232022202120202019201820172016201520142013201220112010
Cash And Equivalents969.5954.11,252.51,057.0687.1525.0243.8373.0401.7516.5624.4870.449.532.213.32.6
Short Term Investments2,814.43.01,620.3345.7263.5142.2270.9170.5117.6287.1297.20.00.00.00.00.0
Total Cash & ST Investments969.5957.02,872.81,402.7950.7667.2514.7543.4519.3803.6921.6870.449.532.213.32.6
Accounts Receivable39.5104.60.00.00.05.212.922.3112.358.145.626.635.42.40.10.1
Inventory0.00.00.00.00.00.00.020.00.00.00.00.00.00.00.00.0
Other Current Assets-1,008.92,406.50.00.00.00.00.0-20.0-78.5-18.74,666.8-3.00.0-156.1-58.5-65.5
Total Current Assets5,799.53,468.22,872.81,402.7950.7672.4527.6565.7553.1843.05,634.1894.065.3-121.5-45.1-62.8
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents10.6752.6895.5954.11,016.9938.11,066.31,294.11,307.81,203.9
Short Term Investments3,742.30.03.03.03,311.42,814.42,228.51,620.3795.7523.6
Total Cash & ST Investments3,752.9752.6898.5957.04,328.33,752.53,294.81,294.12,103.41,727.5
Accounts Receivable0.089.896.4104.6118.3123.3140.10.0125.3142.1
Inventory0.00.00.00.00.00.00.00.01,225.01,096.6
Other Current Assets0.00.00.02,406.51,385.00.00.05,025.15,292.15,463.3
Total Current Assets3,752.9842.4994.93,468.25,831.73,875.83,434.86,277.62,103.41,727.5
Long-Term Assets TTM 202420232022202120202019201820172016201520142013201220112010
Net Property, Plant & Equipment189.2188.8188.1136.598.0170.7207.9113.9101.989.355.927.112.60.50.20.1
Goodwill75.775.775.775.775.70.00.00.035.635.672.772.60.00.00.00.0
Intangible Assets10.38.612.1102.091.611.414.518.021.926.231.036.30.00.00.00.0
Long-Term Investments2,858.58,982.81,663.2345.7263.5142.2270.9170.5127.8297.5297.20.00.00.05.356.1
Other Long-Term Assets507.6-9,149.8-1,701.9-557.9-437.2-324.3-493.32,942.93,800.44,271.0-297.22,860.10.0524.3209.574.6
Total Long-Term Assets3,786.6243.2237.2557.9437.2324.3493.33,253.84,087.74,719.6159.62,996.012.6524.9215.0130.8
Total Assets9,586.110,630.58,827.57,979.74,900.31,863.32,982.33,819.54,646.35.65.83.91,943.4403.3169.968.0
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment250.3263.5188.2188.8189.0189.2188.5188.1213.3207.0
Goodwill75.775.775.775.775.775.775.775.775.775.7
Intangible Assets0.07.17.88.69.410.311.212.113.214.2
Long-Term Investments0.03,195.88,907.08,982.849.45,090.25,177.61,663.2842.5569.4
Other Long-Term Assets0.06,269.0176.8-9,149.84,882.3199.7207.4-2,090.5-171.8-169.3
Total Long-Term Assets326.09,932.99,488.2243.25,205.85,710.35,810.02,549.81,144.6866.3
Total Assets11,072.510,775.310,483.110,630.511,037.59,586.19,244.88,827.58,472.48,342.5
Current Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Accounts Payable60.978.154.698.2101.08.320.126.342.454.545.832.922.33.50.30.4
Short-Term Debt6.413.70.02.627.8105.0587.5458.80.00.00.00.00.00.00.00.0
Other Current Liabilities1,266.51,801.136.8-100.8-128.8-113.3-607.6-98.8377.0-43.6-40.22,884.0-17.7363.1150.7-21.2
Current Liabilities1,327.41,892.991.4100.8128.8113.3607.6386.3419.310.95.52,916.84.5366.6151.51.3
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable0.067.555.578.168.460.946.354.654.260.8
Short-Term Debt0.07.00.013.73.20.00.00.00.00.0
Other Current Liabilities0.0920.78,905.91,801.1803.98,095.37,521.7-54.6-54.2-60.8
Current Liabilities0.0995.28,961.41,892.9875.68,156.27,568.058.554.260.8
Long-Term Liabilities TTM 202420232022202120202019201820172016201520142013201220112010
Long-Term Debt5.514.857.263.5310.6884.11,234.42,162.23,299.04,320.94,571.62,813.61,840.0361.22.964.5
Capital Leases25.928.537.977.391.694.5112.30.00.00.00.00.00.00.00.00.0
Def. Tax Liability0.00.00.00.00.00.00.00.00.0-4,576.03.41.3-1,870.80.00.00.0
Total Liabilities8,298.19,288.87,575.66,815.54,050.11,139.12,082.22,948.53,713.04.64.82.91,875.3451.8154.465.8
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt0.015.425.614.828.937.8297.757.294.6110.6
Capital Leases0.022.425.628.529.432.335.133.965.768.1
Def. Tax Liability0.00.00.00.00.00.00.00.00.00.0
Total Liabilities9,610.39,369.39,118.69,288.89,694.68,298.17,978.57,575.67,264.17,137.0
Total Common Equity TTM 202420232022202120202019201820172016201520142013201220112010
Common Stock1.11.11.11.11.00.90.94.34.24.03.83.70.10.10.10.1
Retained Earnings-361.7-337.5-388.8-427.7-767.6-786.2-548.5-517.7-389.4-234.2-88.2-83.2-50.3-53.4-41.5-30.2
Comprehensive Income-37.4-24.2-30.3-37.67.01.5-0.60.20.0-0.8-1.7-8.00.0-0.3-0.2-0.2
Total Common Equity1,287.91,341.71,251.81,164.3850.2724.2900.2869.2928.01.01.01.068.1-48.515.52.2
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock1.21.11.11.11.11.11.11.11.11.1
Retained Earnings-243.4-287.6-325.8-337.5-347.2-361.7-376.6-388.8-399.0-404.0
Comprehensive Income-17.7-26.0-22.2-24.2-3.6-37.4-37.2-30.3-54.2-39.2
Total Common Equity1,462.21,406.01,364.51,341.71,342.91,287.91,266.31,251.81,208.21,205.5
Other TTM 202420232022202120202019201820172016201520142013201220112010
Total Debt37.828.557.266.1338.4989.11,821.92,621.03,299.04,320.94,571.62,813.61,840.0361.22.964.5
Book Value1,287.91,341.71,251.81,164.3850.2724.2900.2871.0933.31.01.01.068.1-48.515.52.2
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.00.00.00.00.00.00.00.00.00.0
Book Value1,462.21,406.01,364.51,341.71,342.91,287.91,266.31,251.81,208.21,205.5
Cash Flow From Operating Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Income42.3135.751.338.9289.718.6-187.5-30.7-128.2-154.0-146.0-5.0-32.97.3-11.9-11.3-10.3
Depreciation & Amortization48.962.953.347.243.85.654.059.254.846.229.921.610.31.70.20.10.1
Stock-Based Compensation45.734.340.152.466.466.861.573.675.171.069.251.237.26.50.6210.6154.1
Change Working Capital-11.033.316.0-32.9-37.616.6-99.3-75.4-60.964.624.013.333.1-14.80.3-132.554.2
Change In Accounts Receivable0.00.00.054.90.00.0-5.0-16.3-3.86.3-2.2-13.8-8.3-10.5-2.4-44.818.6
Change In Accounts Payable0.00.00.00.00.00.0-11.6-5.7-16.4-12.58.912.711.612.93.2-163.0-207.8
Change In Inventories0.00.00.00.00.00.00.00.0-220.1-63.0-825.7-5,619.62,052.60.0487.5271.9307.4
Other Non-cash Items-2,960.1-2,993.1-2,794.8-1,242.3156.863.6620.1-229.6-565.0-600.5-2.8-0.1-3.43.9-0.1-76.4-206.2
Cash from Operations-2,938.70.00.0-1,136.6375.6239.9418.0-270.6-639.0-590.80.574.749.91.1-10.6-9.5-8.1
Cash Flow From Operating Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Income41.644.338.211.79.714.514.912.310.25.0
Depreciation & Amortization16.616.915.513.914.213.313.112.712.011.3
Stock-Based Compensation8.28.59.18.59.59.59.411.510.314.4
Change Working Capital2.5-33.738.2-4.6-6.536.36.3-20.19.4-6.6
Change In Accounts Receivable0.00.00.00.00.00.00.00.00.00.0
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items-972.7-806.8-814.0-368.8-212.3-743.5-976.2-862.9-822.5-371.0
Cash from Operations0.00.00.00.00.00.00.00.0-814.8-344.9
Cash Flow From Investing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Capital Expenditure-51.9-140.3-54.3-59.5-69.5-34.4-31.1-50.7-53.0-44.6-51.8-39.4-20.6-10.4-0.4-162.9-61.9
Acquisitions736.80.00.00.00.0522.9418.6611.80.0819.9-275.2-2,034.6-109.50.00.00.00.0
Investments-31.9-30.5-49.8-61.6-222.5-100.5-53.7-144.5-136.4-139.8-86.0-419.20.00.00.00.00.0
Sales of Investment388.61,786.8938.497.786.1249.6231.7236.5202.5363.187.2120.40.00.00.00.00.0
Other Investing Activities1.70.00.0540.1-2,603.9-1,092.00.40.6865.7-64.8-97.1-34.0-1,127.0-1,110.2-218.462.010.4
Cash from Investing1,478.40.00.0516.7-2,809.8-454.4565.8653.8878.7933.8-423.0-2,406.7-1,257.1-1,120.6-218.8-100.9-51.5
Cash Flow From Investing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Capital Expenditure-15.6-21.0-90.7-13.1-17.2-12.4-12.9-11.8-11.3-16.0
Acquisitions0.00.00.00.00.00.00.00.0403.6333.2
Investments-5.0-25.50.00.0-18.0-16.4-15.30.0-2.3-14.2
Sales of Investment498.6472.7435.0380.4330.8297.7190.4119.654.923.8
Other Investing Activities0.00.00.00.00.00.00.00.03.9-1.0
Cash from Investing0.00.00.00.00.00.00.00.0448.8325.8
Cash Flow From Financing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Debt Repaid-1,085.20.00.0809.4-452.3-1,092.9-2,479.7-4,132.7-3,561.4-3,078.8-2,440.4-1,827.0-1,107.9-506.0-104.60.00.0
Debt Issued1,012.428.5-28.7800.5180.1442.21,647.03,333.52,883.52,056.92,189.73,585.02,081.51,984.8462.8-61.664.5
Issuance of Common Stock0.00.00.00.00.00.00.02.45.25.65.25.1827.70.00.29.425.3
Repurchase of Common Stock0.00.00.00.00.00.00.00.00.00.0-19.50.00.00.00.024.40.0
Dividends Paid0.00.00.00.00.00.0-50.20.00.00.0-2,716.60.00.00.00.00.00.0
Other Financing Activities758.30.00.0-19.83,247.51,442.61,687.53,590.23,316.22,616.35,485.83,907.62,307.91,622.2351.787.424.8
Cash from Financing1,191.00.00.0789.62,795.1349.6-842.4-540.1-240.0-456.9314.52,085.72,027.61,116.2247.3121.250.2
Cash Flow From Financing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Debt Repaid0.00.00.00.00.00.00.00.0312.5134.8
Debt Issued0.0-22.4-3.2-2.9-3.6-5.7-259.9240.5275.2118.8
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock0.00.00.00.00.00.00.00.00.00.0
Dividends Paid0.00.00.00.00.00.00.00.00.00.0
Other Financing Activities0.00.00.00.00.00.00.00.0-2.6-4.1
Cash from Financing0.00.00.00.00.00.00.00.0309.9130.7
Cash position TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Change in Cash-269.3-47.0-316.8169.7360.9135.1141.4-156.9-0.2-113.9-107.9-246.2820.5-3.317.910.8-9.4
Closing Cash Balance969.5930.4977.41,294.11,124.5763.6628.5487.1644.1401.7515.6623.5869.849.331.213.42.6
Cash position 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Change in Cash84.871.3-145.9-57.1-72.980.8-132.9-191.8-56.1111.5
Closing Cash Balance930.4845.7774.3920.2977.41,050.3969.51,102.41,294.11,350.3
Free Cash Flow TTM 2025202420232022202120202019201820172016201520142013201220112010
Free Cash Flow-2,990.6-2,867.3-2,688.5-1,196.1306.1205.5386.9-321.3-691.9-635.4-51.335.429.3-9.3-10.9-172.4-70.0
Real Free Cash Flow-3,036.3-2,901.6-2,728.5-1,248.5239.7138.7325.4-395.0-767.0-706.4-120.5-15.9-7.8-15.8-11.6-383.0-224.2
Free Cash Flow 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Free Cash Flow-919.3-791.8-803.8-352.3-202.6-682.3-945.3-858.3-826.1-360.9
Real Free Cash Flow-927.5-800.3-812.9-360.8-212.1-691.8-954.8-869.8-836.3-375.3
Nacenění
Finance
Efektivita
Marže
Dividenda
Ostatní

Nacenění

Ukazatel Aktuální Historické Konkurence
P/E12.2-27.254.4
P/S1.2556.2
P/B1.1410.31340.7
P/FCF-0.6-45.3398.1
Market cap$2.2$1.6
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets0 %7397.8 %0 %
Debt to Income0 %-109911.7 %0 %
Debt to Free cash flow0 %-2739.1 %0 %
Interest expense percentage149.9 %-186.8 %121.4 %
Current ratio0 50.6 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE9.3 %137995 %0 %
ROA1.2 %-6207.1 %0 %
CapEx to Revenue10.5 %8.6 %0 %
RaD to Revenue0 %9 %0 %
ROEM1,332,054.9 191776.7

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin64 %90.1 %56.9 %
Operating margin16.8 %423.9 %37.6 %
Net margin10.2 %-182.2 %26.4 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %0.7 %0 %
Dividend payout percentage0 %-2.9 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding118.9 mil 322.2 mld
Employee count1.0 tis 1.3 tis

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