Essent Group Ltd.
Essent Group Ltd.
ESNT
Valuace
61
Růst
68
Zdraví
80
Cena
$ 61.85
Dnes
--0.19 (-0.31%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
6.1B
Obrat
1B
Zisk
1B
Aktiva
7B
Dluh
0B
ROE
0%
ROA
0%
PE
8
PS
4
Cena 1R
52-67
⌀ Cena
60.34
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
13-02-2026
Poslední dividenda
13-03-2026

Profil

Essent Group Ltd. prostřednictvím svých dceřiných společností poskytuje soukromé hypoteční pojištění a zajištění hypoték zajištěných obytnými nemovitostmi nacházejícími se ve Spojených státech. Její produkty hypotečního pojištění zahrnují primární, sdružené a hlavní pojistky. Společnost také poskytuje služby v oblasti údržby a vývoje informačních technologií, zákaznické služby související s podporou, poradenství v oblasti upisování a smluvní upisovací služby. Slouží tvůrcům hypotečních úvěrů na obytné nemovitosti, jako jsou regulované depozitní instituce, hypoteční banky, úvěrová sdružení a další věřitelé. Společnost byla založena v roce 2008 a sídlí v Hamiltonu na Bermudách.
Sektor
Financial Services
Odvětví
Insurance - Specialty
Počet zaměstnanců
555
Založení
2013-10-31
Adresa
Clarendon House
CEO
Mark Anthony Casale

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019201820172016201520142013201220112010
Total Revenues1,281.21,260.91,267.21,085.1972.1972.1955.2867.6719.4576.5458.3353.3239.5131.448.714.46.3
Cost of Revenues149.3149.381.2194.8171.7166.9154.7165.4150.9145.5130.9113.097.271.10.00.00.0
Gross Profit1,131.91,111.61,185.9890.3800.4805.3800.5702.2568.5431.0327.4240.3142.260.348.714.46.3
Revenue 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Total Revenues312.4318.7326.1324.1339.3316.6318.7303.9292.4299.3
Cost of Revenues56.144.917.131.341.030.7-0.39.955.254.8
Gross Profit256.3273.8309.0292.8298.3285.9319.0294.0237.2244.4
Operating Income TTM 2025202420232022202120202019201820172016201520142013201220112010
R&D Expenses0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.0114.9100.3101.393.193.790.191.084.072.264.347.031.624.017.3
Depreciation & Amortization5.25.25.84.53.03.43.33.83.43.94.13.22.52.315.213.66.6
Total Operating Expenses310.0289.7330.4114.9171.7-160.2-474.9-211.9162.0173.0146.0125.0104.0-2.3-62.6-48.8-33.9
Operating Income821.9821.9855.5970.21,022.1811.9480.3655.7556.9403.7311.9228.4135.958.0-13.9-34.5-27.6
Operating Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
R&D Expenses0.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.00.00.00.00.00.032.431.4
Depreciation & Amortization1.31.31.31.41.41.51.51.41.31.7
Total Operating Expenses71.874.677.885.8103.478.379.880.361.9-95.4
Operating Income184.5199.2231.2207.0195.0207.6239.2213.7211.0203.8
Net Income TTM 2025202420232022202120202019201820172016201520142013201220112010
Interest Income0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Interest Expense32.732.735.330.115.68.39.110.210.25.20.00.00.00.00.00.00.0
Other Expense0.00.00.0-147.2-34.010.49.83.44.54.15.74.43.03.84.54.75.9
IBT821.9821.9855.5823.0988.2822.3490.1659.1546.7398.6311.9228.4135.958.0-13.9-34.5-27.6
Income Tax Expense131.9131.9126.1126.6156.8140.577.1103.379.318.889.371.147.4-7.4-0.3-0.9-0.1
Net Income690.0690.0729.4696.4831.4681.8413.0555.7467.4379.7222.6157.388.565.4-13.5-33.6-27.6
Net Income TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Interest Income0.00.00.00.00.00.00.00.00.07.9
Interest Expense8.18.38.18.18.211.57.87.98.07.9
Other Expense0.00.00.00.00.00.00.00.0-50.5-42.1
IBT184.5199.2231.2207.0195.0207.6239.2213.7203.0209.4
Income Tax Expense29.534.935.831.627.131.435.632.027.631.5
Net Income155.0164.2195.3175.4167.9176.2203.6181.7175.4178.0
Per Share Data TTM 2025202420232022202120202019201820172016201520142013201220112010
EPS$0.00$0.00$0.00$6.56$7.75$6.13$3.89$5.68$4.80$4.07$2.45$1.74$1.05$0.90$-0.35$-0.87$-0.72
EPS Diluted$0.00$0.00$0.00$6.50$7.72$6.11$3.88$5.66$4.77$3.99$2.41$1.72$1.03$0.70$-0.35$-0.87$-0.72
Shares Outstanding95.899.0105.4106.2107.2111.2106.197.897.493.390.990.484.014.038.438.438.4
Diluted Shares Outstanding96.7100.0106.6107.1107.7111.6106.498.298.095.292.291.785.618.138.438.438.4
Per Share Data TTM 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.66$1.68
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$1.64$1.66
Shares Outstanding95.8100.1100.0102.9105.0105.3105.7105.7105.7106.0
Diluted Shares Outstanding96.7101.2101.1103.9106.1106.6106.8106.8106.8107.0
Current Assets TTM 20242023202220212020201920182017201620152014201320122011
Cash And Equivalents197.4131.5141.881.281.5102.871.464.943.527.524.624.4477.722.318.5
Short Term Investments2,364.15,876.71,758.54,741.64,962.94,565.43,350.72,760.12,305.11,615.11,276.61,057.6332.6247.4171.1
Total Cash & ST Investments5,652.46,008.2141.84,822.95,044.44,668.23,422.12,825.02,348.61,642.61,301.21,082.0810.2269.7189.6
Accounts Receivable57.055.663.357.446.250.140.736.929.821.616.615.810.04.91.6
Inventory-4,112.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Other Current Assets3,141.5-6,063.80.00.00.00.00.0-2,760.1-2,305.1-1,615.1-1,276.60.00.00.00.0
Total Current Assets3,141.50.0205.1390.75,090.54,718.33,462.8101.873.349.241.21,097.8501.7274.6191.2
Current Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Cash And Equivalents91.492.1208.1131.5109.3197.4164.3141.896.868.1
Short Term Investments0.05,966.55,882.45,876.75,950.55,455.05,369.11,758.54,997.75,022.1
Total Cash & ST Investments91.46,058.76,090.46,008.26,059.85,652.45,533.35,405.55,094.55,090.2
Accounts Receivable53.752.353.155.654.457.068.963.368.362.7
Inventory0.00.00.00.00.00.00.0-5,468.8-2,144.2-1,677.8
Other Current Assets0.0-6,111.0-6,143.6-6,063.8-6,114.2-5,709.4-5,602.30.00.00.0
Total Current Assets145.10.00.00.00.00.00.02,469.95,162.85,152.9
Long-Term Assets TTM 20242023202220212020201920182017201620152014201320122011
Net Property, Plant & Equipment42.941.941.319.611.915.117.37.67.08.19.05.84.43.615.7
Goodwill-9.20.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Intangible Assets79.50.072.80.00.00.00.00.00.00.00.00.00.00.00.0
Long-Term Investments5,455.05,876.7277.24,741.64,962.94,565.43,350.72,760.12,305.11,615.11,276.61,057.6332.6247.4171.1
Other Long-Term Assets587.4-5,998.13,641.3-4,741.6-4,974.8-4,580.5-3,368.1126.0-23.678.356.2-979.8-332.6-251.0-186.8
Total Long-Term Assets3,551.30.04,032.719.64,974.84,580.53,368.12,893.72,288.41,701.51,341.983.614.8251.0186.8
Total Assets6,692.77,111.66,426.75,723.85,722.25,202.73,873.43,150.02,674.41,883.01,469.11,181.5854.0283.3210.1
Long-Term Assets 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Net Property, Plant & Equipment50.042.443.241.941.242.943.841.340.731.3
Goodwill0.00.00.00.00.00.00.0-11.3-9.40.0
Intangible Assets0.00.00.00.00.00.00.084.273.69.5
Long-Term Investments0.05,966.55,882.45,876.75,950.55,455.05,369.1277.24,997.75,022.1
Other Long-Term Assets0.0-6,087.8-6,004.8-5,998.1-6,061.6-5,568.1-5,485.13,565.5-5,102.7-5,053.4
Total Long-Term Assets128.50.00.00.00.00.00.04,032.75,102.75,053.4
Total Assets7,352.07,220.67,204.77,111.67,126.56,692.76,565.06,502.56,094.25,983.3
Current Liabilities TTM 20242023202220212020201920182017201620152014201320122011
Accounts Payable0.00.00.00.00.00.00.00.00.00.00.00.00.00.00.0
Short-Term Debt422.40.00.0420.9419.8321.7224.2223.7248.6100.00.00.00.00.00.0
Other Current Liabilities-161.80.029.6-2.4-419.8-321.7-224.2336.9236.8339.20.0225.70.00.00.0
Current Liabilities260.70.0500.3418.5419.8321.7224.2560.6485.3439.2119.4225.78.00.00.0
Current Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Short-Term Debt0.00.00.00.00.0422.4422.20.00.00.0
Other Current Liabilities0.00.00.00.00.0-422.4-422.2-470.6-461.4-446.5
Current Liabilities490.50.00.00.00.00.00.0366.5421.7421.4
Long-Term Liabilities TTM 20242023202220212020201920182017201620152014201320122011
Long-Term Debt422.4494.0421.90.00.0321.7224.2223.7248.6100.00.00.00.00.00.0
Capital Leases0.00.032.70.00.00.00.00.00.00.00.00.00.00.00.0
Def. Tax Liability381.4392.40.0356.8373.7305.1249.6172.6127.6142.688.037.10.00.00.0
Total Liabilities1,313.01,508.01,324.11,261.51,486.11,340.1888.6784.3733.9539.2349.9225.7131.864.234.0
Long-Term Liabilities 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Long-Term Debt0.0494.6494.3494.0493.70.00.0421.9421.7421.4
Capital Leases0.00.00.00.00.00.00.032.70.00.0
Def. Tax Liability438.2427.2414.8392.4410.8381.4369.0438.6329.7328.3
Total Liabilities1,613.01,547.71,545.41,508.01,485.61,313.01,338.81,400.01,286.21,250.0
Total Common Equity TTM 20242023202220212020201920182017201620152014201320122011
Common Stock1.61.61.61.61.61.71.51.51.51.41.41.41.30.40.4
Retained Earnings4,406.94,691.14,081.63,493.12,754.82,151.51,808.51,282.4815.1436.3213.756.4-32.1-97.5-84.0
Comprehensive Income-307.6-304.0-280.5-382.850.7138.356.2-29.0-3.3-12.3-0.14.7-1.42.41.8
Total Common Equity5,379.85,603.75,102.64,462.34,236.13,862.62,984.82,365.71,940.41,343.81,119.2955.7722.1219.1176.1
Total Common Equity 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Common Stock0.01.51.51.61.61.61.61.61.61.6
Retained Earnings5,132.44,998.74,834.74,691.14,553.14,406.94,233.44,081.63,933.13,782.0
Comprehensive Income-165.4-215.7-232.2-304.0-190.3-307.6-302.3-280.5-436.4-360.1
Total Common Equity5,739.05,672.85,659.35,603.75,641.05,379.85,226.25,102.64,808.04,733.4
Other TTM 20242023202220212020201920182017201620152014201320122011
Total Debt422.4494.0421.9420.9419.8321.7224.2223.7248.6100.00.00.00.00.00.0
Book Value5,379.85,603.75,102.64,462.34,236.13,862.62,984.82,365.71,940.41,343.81,119.2955.7722.1219.1176.1
Other 3-20252-20251-20254-20243-20242-20241-20244-20233-20232-2023
Total Debt0.00.00.00.00.00.00.00.00.00.0
Book Value5,739.05,672.85,659.35,603.75,641.05,379.85,226.25,102.64,808.04,733.4
Cash Flow From Operating Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Income738.7690.0729.4696.4831.4681.8413.0555.7467.4379.7222.6157.388.565.4-13.5-33.6-27.6
Depreciation & Amortization5.95.25.84.53.03.43.33.83.43.94.13.22.52.315.213.66.6
Stock-Based Compensation22.80.024.818.418.420.818.516.615.118.716.913.612.53.61.91.20.6
Change Working Capital-31.580.940.316.2-339.1-83.4232.3-59.175.8-24.4-35.1-7.21.552.931.610.2-2.5
Change In Accounts Receivable13.20.07.5-2.1-11.23.3-8.8-3.8-7.1-8.2-5.0-2.8-3.8-5.1-3.3-1.10.0
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.00.06.65.17.94.92.3-1.1
Change In Inventories0.00.00.00.00.00.00.00.00.00.00.0-52.2-872.00.00.00.00.0
Other Non-cash Items80.279.929.040.716.92.722.213.413.010.07.55.04.23.11.81.21.2
Cash from Operations816.10.00.0763.0588.8709.3727.9589.8625.3368.6273.5224.1153.7119.036.6-8.2-21.7
Cash Flow From Operating Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Income155.0164.2195.3175.4167.9176.2203.6181.7175.4178.0
Depreciation & Amortization1.31.31.31.41.41.51.51.41.31.7
Stock-Based Compensation-16.83.94.09.04.26.87.06.84.54.5
Change Working Capital39.337.1-21.425.945.029.8-42.78.314.5-11.6
Change In Accounts Receivable-1.9-1.91.42.4-1.2-1.310.7-0.74.6-1.4
Change In Accounts Payable0.00.00.00.00.00.00.00.00.00.0
Change In Inventories0.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items73.87.4-0.1-1.15.95.78.09.413.49.2
Cash from Operations0.00.00.00.00.00.00.00.0215.5195.0
Cash Flow From Investing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Capital Expenditure-8.7-7.4-6.8-4.0-4.0-2.5-2.4-3.4-4.1-2.8-3.2-5.0-3.9-2.7-2.7-1.3-2.1
Acquisitions-114.80.0-33.1-86.81.7-58.6-5.1-47.5-30.5178.344.4-127.2195.7-0.10.00.00.0
Investments-1,272.8-1,120.4-1,648.4-1,116.1-1,452.9-2,270.7-1,986.6-1,045.0-1,126.0-1,013.6-703.1-798.9-895.9-147.1-141.5-165.9-264.5
Sales of Investment857.3931.3991.41,371.81,056.21,748.6839.7550.8613.7326.3341.0583.1172.153.064.5158.0283.7
Other Investing Activities-416.60.00.0-690.50.00.00.00.00.0-178.3-44.4127.2-195.70.10.00.00.0
Cash from Investing-519.30.00.0-525.6-398.9-583.2-1,154.4-545.1-546.9-690.1-365.3-220.7-727.7-96.8-79.7-9.217.2
Cash Flow From Investing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Capital Expenditure-1.1-5.3-0.7-0.2-0.7-0.5-1.1-4.5-2.2-1.0
Acquisitions0.047.4-34.7-12.6-9.511.0-4.9-6.1-8.7-95.1
Investments-309.5-208.6-252.6-349.7-451.6-423.8-327.1-331.2-441.3-160.4
Sales of Investment290.039.2184.0418.1363.9210.1229.1190.7314.2121.7
Other Investing Activities0.00.00.00.00.00.00.00.08.7-47.0
Cash from Investing0.00.00.00.00.00.00.00.0-129.2-134.8
Cash Flow From Financing Activities TTM 2025202420232022202120202019201820172016201520142013201220112010
Debt Repaid0.00.00.00.00.0-125.0-100.00.0-40.0-50.00.00.00.00.00.00.00.0
Debt Issued1.1494.072.01.11.0223.1197.50.615.1198.6100.00.00.00.00.00.00.0
Issuance of Common Stock0.00.00.00.00.0225.0440.00.00.0197.80.00.0126.4438.454.524.844.1
Repurchase of Common Stock-55.40.0-111.5-70.7-97.9-163.9-6.4-9.0-31.4-7.6-4.0-5.7-2.5-0.3-0.9-0.3-32.9
Dividends Paid-112.10.00.0-106.2-92.1-77.7-69.4-29.30.0-200.00.00.00.00.00.00.0-1.8
Other Financing Activities-89.30.00.00.0-0.2-5.8193.80.014.4397.398.82.5-3.2-5.0-6.7-4.1-2.6
Cash from Financing-167.50.00.0-176.9-190.2-147.4458.0-38.4-57.0337.694.8-3.2120.8433.146.920.46.8
Cash Flow From Financing Activities 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Debt Repaid0.00.00.00.00.00.00.00.00.00.0
Debt Issued0.0-494.60.30.30.371.20.3-37.738.20.3
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock461.5-122.1-170.5-168.9-66.3-9.6-22.0-13.6-14.8-5.0
Dividends Paid0.00.00.00.00.00.00.00.0-26.4-26.5
Other Financing Activities0.00.00.00.00.00.00.00.00.00.0
Cash from Financing0.00.00.00.00.00.00.00.0-41.2-31.5
Cash position TTM 2025202420232022202120202019201820172016201520142013201220112010
Net Change in Cash129.3-8.4-10.360.5-0.3-21.331.56.421.416.02.90.2-453.2455.33.83.02.3
Closing Cash Balance197.4123.0131.5141.881.281.5102.871.464.943.527.524.624.4477.722.318.515.5
Cash position 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Net Change in Cash31.6-0.7-116.076.622.2-88.133.122.545.028.7
Closing Cash Balance123.091.492.1208.1131.5109.3197.4164.3141.896.8
Free Cash Flow TTM 2025202420232022202120202019201820172016201520142013201220112010
Free Cash Flow807.4848.7854.8759.0584.8706.8725.5586.4621.3365.8270.3219.2149.8116.333.9-9.5-23.8
Real Free Cash Flow784.6848.7830.0740.6566.5685.9707.0569.9606.2347.1253.4205.5137.3112.732.0-10.7-24.4
Free Cash Flow 4-20253-20252-20251-20254-20243-20242-20241-20244-20233-2023
Free Cash Flow228.0210.6188.8221.3216.0228.7187.6212.5213.3194.0
Real Free Cash Flow244.8206.7184.8212.4211.8221.9180.7205.6208.8189.5
Nacenění
Finance
Efektivita
Marže
Dividenda
Ostatní

Nacenění

Ukazatel Aktuální Historické Konkurence
P/E811.9597.8
P/S4.36.340.7
P/B11.6308.2
P/FCF6.59.6777.2
Market cap$6.1$5.4
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets0 %4.7 %0 %
Debt to Income0 %39.5 %0 %
Debt to Free cash flow0 %133 %0 %
Interest expense percentage4 %1.3 %0 %
Current ratio0.3 3.6 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE12 %13.9 %0 %
ROA9.4 %10.6 %0 %
CapEx to Revenue0.6 %0.8 %0 %
RaD to Revenue0 %0 %0 %
ROEM2,049,996.8 1271795.2

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin88.3 %109.9 %0 %
Operating margin64.1 %98.3 %0 %
Net margin53.9 %57.7 %0 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %0.9 %0 %
Dividend payout percentage0 %6.6 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding96.7 mil 96.5 mil
Employee count0.6 tis 0.4 tis

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Placený obsah

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Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

Placený obsah

Pro přístup na tuto stránku budete potřebovat placené členství.

Vyzkoušejte placený obsah na akciích: Apple Inc. nebo CEZ, a. s.

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