Affirm Holdings, Inc.
Affirm Holdings, Inc.
AFRM
Valuace
30
Růst
100
Zdraví
56
Cena
$ 76.68
Dnes
+2.95 (4.11%)
Souhrn
Výkazy
Ukazatele
Profil
Držitelé
Návštěvnost webu
Konkurence
Zprávy společnosti
Kapitalizace
25.0B
Obrat
4B
Zisk
0B
Aktiva
11B
Dluh
8B
ROE
0%
ROA
0%
PE
54
PS
4
Cena 1R
31-100
⌀ Cena
67.50
Dividenda
0.0(0.0%)
Čtvrtletní 10-Q
10-Q
Celoroční 10-K
8-K
Nadcházející oznámení zisků
05-02-2026
Poslední dividenda

Profil

Affirm Holdings, Inc. provozuje platformu pro digitální a mobilní-první obchod ve Spojených státech a Kanadě. Platforma společnosti zahrnuje platební řešení pro spotřebitele v místě prodeje, řešení pro obchodování obchodníků a aplikaci zaměřenou na spotřebitele. Jeho platební síť a partnerství s původní bankou umožňuje spotřebitelům platit za nákup v průběhu času s podmínkami od jednoho do osmačtyřiceti měsíců. K 30. červnu 2021 měla společnost na své platformě začleněno přibližně 29 000 obchodníků, kteří pokrývají malé podniky, velké podniky, značky určené přímo spotřebitelům, kamenné prodejny a společnosti. Obchodníci reprezentují řadu odvětví, včetně sportovního zboží a outdooru, nábytku a domácích potřeb, cestování, oblečení, doplňků, spotřební elektroniky a šperků. Společnost byla založena v roce 2012 a sídlí v San Franciscu v Kalifornii.
Sektor
Technology
Odvětví
Software - Infrastructure
Počet zaměstnanců
2006
Založení
2021-01-13
Adresa
650 California Street
CEO
Max Roth Levchin

Podobné společnosti

$ 39.44
+ $ 0.61
$ 245.72
+ $ 3.75
$ 37.62
+ $ 0.63
$ 175.63
- $ 0.48

Zahraniční články

Výsledovka

Rozvaha

Peněžní toky

Výsledovka

Výsledovka
Rozvaha
Peněžní toky
V miliónech (USD)
Revenue TTM 2025202420232022202120202019
Total Revenues3,715.93,224.42,323.01,588.01,349.3870.5509.5264.4
Cost of Revenues1,199.31,047.6845.1873.2576.5329.8172.2108.7
Gross Profit2,516.62,176.81,477.9714.8772.8540.6337.3155.6
Revenue 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Total Revenues1,123.0933.3876.4783.1866.4698.5659.2576.2591.1496.5
Cost of Revenues343.5301.9282.9271.0264.2229.4213.4213.0210.0208.6
Gross Profit779.6631.4593.5512.1602.2469.0445.8363.1381.1287.9
Operating Income TTM 2025202420232022202120202019
R&D Expenses0.00.00.0615.80.00.00.00.0
Selling General & Admin Expenses0.00.00.01,224.71,109.8554.5146.3105.8
Depreciation & Amortization264.4225.1169.0134.652.7-34.19.45.3
Total Operating Expenses2,285.62,264.12,093.71,696.81,569.2867.1412.8257.2
Operating Income231.0-87.3-615.8-1,200.9-796.4-326.5-75.5-101.5
Operating Income TTM 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
R&D Expenses0.00.00.00.00.00.00.00.00.00.0
Selling General & Admin Expenses0.00.00.00.00.00.00.00.00.00.0
Depreciation & Amortization75.665.364.059.554.946.765.437.026.540.1
Total Operating Expenses661.9567.8535.4520.5606.5601.7519.2523.9553.2497.4
Operating Income117.663.758.1-8.4-4.3-132.6-73.5-160.8-172.2-209.4
Net Income TTM 2025202420232022202120202019
Interest Income0.00.00.0685.2527.9326.4163.4103.7
Interest Expense435.3425.5344.3183.0-69.752.75.73.7
Other Expense62.2148.7100.3211.671.5-106.8-36.7-18.9
IBT293.261.5-515.5-989.2-724.8-433.3-112.2-120.4
Income Tax Expense10.99.32.2-3.9-17.4-2.30.40.0
Net Income282.352.2-517.8-985.3-707.4-430.9-112.6-120.5
Net Income TTM 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Interest Income0.00.00.00.00.00.00.00.00.00.0
Interest Expense111.7110.0105.9107.6107.8104.195.390.484.673.9
Other Expense15.619.413.513.787.234.329.327.74.538.7
IBT133.283.071.65.382.9-98.3-44.1-133.0-167.6-170.7
Income Tax Expense3.72.32.32.52.51.91.00.9-0.71.0
Net Income129.680.769.22.880.4-100.2-45.1-133.9-166.9-171.8
Per Share Data TTM 2025202420232022202120202019
EPS$0.00$0.00$0.00$-3.34$-2.51$-2.72$-0.55$-0.58
EPS Diluted$0.00$0.00$0.00$-3.34$-2.51$-2.71$-0.54$-0.57
Shares Outstanding334.3322.9309.9295.3281.7158.4206.5206.5
Diluted Shares Outstanding349.4341.0309.9295.3281.7159.2210.0210.0
Per Share Data TTM 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
EPS$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
EPS Diluted$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Shares Outstanding334.3330.2326.9324.1322.3318.2315.5312.6307.6303.8
Diluted Shares Outstanding349.4348.3342.6344.2345.2318.2315.5312.6307.6303.8
Current Assets TTM 2025202420232022202120202019
Cash And Equivalents1,295.41,354.51,013.1892.01,255.21,466.6267.1320.4
Short Term Investments865.8871.41,131.61,174.71,595.40.00.00.0
Total Cash & ST Investments2,161.22,225.92,144.72,066.72,850.51,466.6267.1320.4
Accounts Receivable353.17,058.65,732.3199.22,492.92,025.31,005.8718.5
Inventory0.00.00.00.0-72.70.00.00.0
Other Current Assets0.0474.2332.5418.0368.30.00.00.0
Total Current Assets2,514.29,758.68,209.56,867.85,639.13,718.01,340.31,080.8
Current Assets 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Cash And Equivalents1,428.81,354.51,351.11,200.41,046.21,013.11,272.81,036.71,079.3892.0
Short Term Investments48.9871.4780.2666.71,073.71,131.6781.4914.11,021.61,174.7
Total Cash & ST Investments1,477.72,225.92,131.31,867.12,119.82,144.72,054.21,950.82,100.92,066.7
Accounts Receivable283.77,058.66,487.46,649.16,285.35,732.35,485.05,283.9236.2199.2
Inventory0.00.00.00.00.00.00.00.00.00.0
Other Current Assets746.8474.2462.1593.4393.6332.5398.9514.54,781.8418.0
Total Current Assets2,508.29,758.69,080.89,109.68,798.78,209.57,938.07,749.27,118.96,867.8
Long-Term Assets TTM 2025202420232022202120202019
Net Property, Plant & Equipment449.5591.8449.5320.3171.562.548.133.6
Goodwill533.4534.2533.4542.6539.5516.50.00.0
Intangible Assets13.512.913.534.478.967.90.00.0
Long-Term Investments5,769.240.373.043.243.211.3939.2669.2
Other Long-Term Assets218.5203.3219.4296.8501.6502.1-925.4-635.1
Total Long-Term Assets7,005.41,396.31,310.11,287.81,334.71,149.061.967.7
Total Assets9,519.611,154.99,519.68,155.66,973.84,867.01,402.31,148.5
Long-Term Assets 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Net Property, Plant & Equipment630.7591.8564.8523.8492.7449.5425.6394.9366.0320.3
Goodwill529.9534.2522.3521.7536.7533.4535.8541.2536.4542.6
Intangible Assets12.712.912.412.213.513.515.317.419.834.4
Long-Term Investments7,613.340.342.364.056.973.073.172.951.943.2
Other Long-Term Assets183.7203.3198.3232.0220.5219.4192.4266.8314.2296.8
Total Long-Term Assets8,970.31,396.31,355.41,371.51,340.51,310.11,263.41,315.81,288.21,287.8
Total Assets11,478.611,154.910,436.210,481.110,139.29,519.69,201.49,065.08,407.18,155.6
Current Liabilities TTM 2025202420232022202120202019
Accounts Payable41.082.841.028.633.157.818.410.8
Short-Term Debt345.70.00.00.00.00.00.00.0
Other Current Liabilities132.397.383.9117.5244.3320.717.98.9
Current Liabilities518.9180.1125.0146.1277.3378.536.319.8
Current Liabilities 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Accounts Payable58.082.841.150.657.641.035.259.827.328.6
Short-Term Debt12.30.00.00.00.00.00.00.00.00.0
Other Current Liabilities101.397.3102.999.678.583.983.675.661.8117.5
Current Liabilities171.7180.1143.9150.2136.1125.0118.8135.489.1146.1
Long-Term Liabilities TTM 2025202420232022202120202019
Long-Term Debt6,086.37,853.36,614.35,451.04,078.21,907.4917.1586.0
Capital Leases22.831.939.552.665.775.00.00.0
Def. Tax Liability0.00.00.00.00.00.00.00.0
Total Liabilities6,787.68,085.96,787.65,621.44,355.52,285.81,769.31,411.9
Long-Term Liabilities 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Long-Term Debt7,946.07,853.37,358.37,496.07,119.96,614.36,412.86,243.45,682.25,451.0
Capital Leases28.131.935.632.00.022.839.045.549.152.6
Def. Tax Liability0.00.00.00.00.00.00.00.00.00.0
Total Liabilities8,179.78,085.97,561.37,695.57,303.66,787.66,578.06,430.15,840.35,621.4
Total Common Equity TTM 2025202420232022202120202019
Common Stock0.00.00.00.00.00.00.00.0
Retained Earnings-3,109.0-3,056.8-3,109.0-2,591.2-1,605.9-888.4-447.2-318.2
Comprehensive Income-21.6-15.1-21.6-15.4-7.16.8-0.30.0
Total Common Equity2,732.03,069.02,732.02,534.22,618.32,581.2-367.1-263.4
Total Common Equity 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Common Stock0.00.00.00.00.00.00.00.00.00.0
Retained Earnings-2,976.1-3,056.8-3,126.1-3,128.9-3,209.2-3,109.0-3,063.9-2,929.9-2,763.0-2,591.2
Comprehensive Income-24.4-15.1-44.5-47.6-9.1-21.6-17.3-7.1-25.2-15.4
Total Common Equity3,298.93,069.02,874.92,785.52,835.62,732.02,623.52,634.92,566.82,534.2
Other TTM 2025202420232022202120202019
Total Debt6,454.77,853.36,614.35,451.04,078.21,907.4917.1586.0
Book Value2,732.03,069.02,732.02,534.22,618.32,581.2-367.1-263.4
Other 1-20264-20253-20252-20251-20254-20243-20242-20241-20244-2023
Total Debt0.00.00.00.00.00.00.00.00.00.0
Book Value3,298.93,069.02,874.92,785.52,835.62,732.02,623.52,634.92,566.82,534.2
Cash Flow From Operating Activities TTM 2025202420232022202120202019
Net Income-517.852.2-517.8-985.3-707.4-430.9-112.6-120.5
Depreciation & Amortization169.1225.1169.0134.652.720.09.45.3
Stock-Based Compensation344.5321.4344.5451.7391.0288.029.633.7
Change Working Capital-80.3-49.8-62.4-135.0-9.7-53.731.0-20.7
Change In Accounts Receivable-167.8-85.0-167.8-67.7-62.7-22.9-19.0-24.8
Change In Accounts Payable12.441.812.4-5.0-24.732.27.54.4
Change In Inventories0.00.00.00.00.00.022.616.8
Other Non-cash Items543.5245.0516.7-83.0159.6-93.9-29.114.5
Cash from Operations450.10.00.012.2-113.8-193.1-71.3-87.6
Cash Flow From Operating Activities 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Net Income129.680.769.22.880.4-100.2-45.1-133.9-166.9-171.8
Depreciation & Amortization75.6-57.064.059.554.946.765.437.026.540.1
Stock-Based Compensation77.885.965.575.686.194.264.977.190.2112.4
Change Working Capital-111.7124.7-153.9-1.184.920.3-62.974.8-59.5-14.8
Change In Accounts Receivable11.1138.9-208.8-19.9102.741.1-62.010.7-74.3-42.2
Change In Accounts Payable-0.8-24.841.8-9.6-6.916.55.8-24.632.5-1.3
Change In Inventories0.00.00.00.00.00.00.00.00.00.0
Other Non-cash Items2.4140.329.873.65.8135.846.5153.2184.1133.0
Cash from Operations0.00.00.00.00.00.00.00.00.00.0
Cash Flow From Investing Activities TTM 2025202420232022202120202019
Capital Expenditure-159.3-192.2-159.3-120.8-111.7-20.3-21.0-21.3
Acquisitions0.00.00.0-16.1-6.0-222.42,526.91,743.6
Investments-12,141.1-823.9-986.1-1,082.1-1,841.4-5,897.3-2,830.3-1,892.5
Sales of Investment11,829.51,215.81,136.91,537.5291.4824.0303.4147.1
Other Investing Activities-854.20.00.0-1,971.6-363.34,293.9-232.1-330.6
Cash from Investing-1,325.10.00.0-1,653.1-2,031.0-1,022.0-253.1-353.7
Cash Flow From Investing Activities 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Capital Expenditure-55.7-54.4-51.1-53.0-43.9-44.2-38.3-46.5-38.7-35.8
Acquisitions0.00.00.00.00.00.00.00.00.00.0
Investments-12,733.0-9,943.8-270.3-368.7-48.2-136.7-524.8-267.9-96.5-96.8
Sales of Investment5,533.34,499.3231.4263.8504.9215.7245.1409.8219.7262.3
Other Investing Activities0.00.00.00.00.00.00.00.00.00.0
Cash from Investing0.00.00.00.00.00.00.00.00.00.0
Cash Flow From Financing Activities TTM 2025202420232022202120202019
Debt Repaid-7,183.10.00.01,430.6-4,698.6-3,375.5-1,882.2-1,080.5
Debt Issued8,186.81,239.01,163.32,803.46,869.54,365.72,213.31,666.4
Issuance of Common Stock33.10.00.00.073.91,305.22.70.0
Repurchase of Common Stock0.0-250.00.0-0.1-0.1-0.8-41.4-17.1
Dividends Paid0.00.00.00.00.0-4,819.7-2,223.30.0
Other Financing Activities7,405.50.00.0-6.76,622.49,468.74,438.91,659.3
Cash from Financing913.10.00.01,349.91,997.62,577.8294.7561.6
Cash Flow From Financing Activities 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Debt Repaid0.00.00.00.00.00.00.00.00.00.0
Debt Issued7,958.3105.0495.0-137.7376.1505.6201.5169.5561.2231.2
Issuance of Common Stock0.00.00.00.00.00.00.00.00.00.0
Repurchase of Common Stock0.0-112.30.00.00.00.00.00.00.00.0
Dividends Paid0.00.00.00.00.00.00.00.00.00.0
Other Financing Activities0.00.00.00.00.00.00.00.00.00.0
Cash from Financing0.00.00.00.00.00.00.00.00.00.0
Cash position TTM 2025202420232022202120202019
Net Change in Cash35.5461.035.5-290.9-141.81,364.5-29.6120.3
Closing Cash Balance1,295.41,756.41,295.41,259.91,550.81,692.6328.1357.8
Cash position 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Net Change in Cash-3.0341.220.5-1.2352.589.2-324.3171.7-40.5228.5
Closing Cash Balance2,094.62,097.61,756.41,736.01,737.21,384.61,295.41,619.71,448.01,488.5
Free Cash Flow TTM 2025202420232022202120202019
Free Cash Flow290.8601.7290.8-108.6-225.5-213.4-92.3-108.9
Real Free Cash Flow-53.7280.3-53.7-560.3-616.5-501.4-121.9-142.6
Free Cash Flow 2-20261-20264-20253-20252-20251-20254-20243-20242-20241-2024
Free Cash Flow118.0320.223.5157.4268.1152.730.5161.735.663.1
Real Free Cash Flow40.2234.4-42.081.8182.058.5-34.484.6-54.6-49.3
Nacenění
Finance
Efektivita
Marže
Dividenda
Ostatní

Nacenění

Ukazatel Aktuální Historické Konkurence
P/E54.2-23.213587.1
P/S4.110.6397.2
P/B4.61.81243.4
P/FCF48.7-13.32576.8
Market cap$25.0$16.6
P/E (Price to Earnings Ratio) – Poměr ceny akcie k zisku za posledních 12 měsíců. Říká, kolik korun investor zaplatí za 1 korunu zisku. Např.: P/E = 15 znamená, že pokud akcie stojí 15 Kč, firma vydělala 1 Kč za poslední rok.

Finance

Ukazatel Aktuální Historické Srovnání
Debt to Assets0 %52.1 %0 %
Debt to Income2818.8 %-450 %0 %
Debt to Free cash flow2531.4 %-7.2 %0 %
Interest expense percentage188.5 %-41.7 %32.9 %
Current ratio14.6 24.6 0

Efektivita

Ukazatel Aktuální Historické Srovnání
ROE8.6 %-13.6 %0 %
ROA2.5 %-6 %0 %
CapEx to Revenue5.8 %5.9 %75.3 %
RaD to Revenue0 %4.6 %0 %
ROEM1,684,455.1 450719.7

Marže

Ukazatel Aktuální Historické Srovnání
Gross margin67.7 %62.4 %83.2 %
Operating margin6.2 %-34.6 %36.9 %
Net margin7.6 %-33.7 %25.3 %

Dividenda

Ukazatel Aktuální Historické Srovnání
Dividend yield0 %3 %0 %
Dividend payout percentage0 %-373.2 %0 %
Dividend yield (Dividendový výnos) ukazuje aktuální procentuální výnos z dividend vůči ceně akcie.

Ostatní

Ukazatel Aktuální Historické
Shares outstanding349.4 mil 285.3 mil
Employee count2.2 tis 2.1 tis

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